Saga 27 AC insurance: calculate your premium
Model page, insured as a motorboat
The Saga 27 AC is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Saga 27 AC: cover, cost and conditions
We have the 27 AC by Saga as a motorboat in our own portfolio; two further Saga models are listed. Dimensions, year of construction and engine power are not recorded for this entry and are not added here. For the application, the details from your boat papers are enough.
A grounding quickly becomes expensive, because rudder, shaft, propeller and hull are often affected at the same time. Full hull cover covers grounding just as it covers collision, vandalism and theft of parts including the outboard.
Settlement follows the agreed value, with no deduction for depreciation, in the Premium tariff with no age limit. There is no time window and no night clause, and the cover also applies during craning, during launching and in winter storage.
What is a used Saga 27 AC worth?
A used Saga 27 AC built between 1971 and 2005 in average condition is typically worth between
€12,900 and €46,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €36,400 to €46,300 | €41,300 |
| 2004 | €33,800 to €43,000 | €38,400 |
| 2003 | €33,600 to €42,800 | €38,200 |
| 2002 | €33,400 to €42,500 | €37,900 |
| 2001 | €31,800 to €40,400 | €36,100 |
| 2000 | €29,300 to €37,300 | €33,300 |
| 1999 | €28,200 to €35,900 | €32,000 |
| 1998 | €28,100 to €35,700 | €31,900 |
| 1997 | €26,500 to €33,700 | €30,100 |
| 1996 | €16,600 to €21,100 | €18,800 |
| 1995 | €15,600 to €19,800 | €17,700 |
| 1994 | €15,000 to €19,000 | €17,000 |
| 1993 | €14,500 to €18,400 | €16,400 |
| 1992 | €14,400 to €18,300 | €16,300 |
| 1991 | €13,600 to €17,400 | €15,500 |
| 1990 | €12,900 to €16,500 | €14,700 |
| 1989 | €13,000 to €16,600 | €14,800 |
| 1988 | €20,100 to €25,500 | €22,800 |
| 1987 | €19,300 to €24,500 | €21,900 |
| 1986 | €17,200 to €21,800 | €19,500 |
| 1985 | €16,300 to €20,700 | €18,500 |
| 1984 | €15,900 to €20,300 | €18,100 |
| 1983 | €16,200 to €20,600 | €18,400 |
| 1982 | €15,600 to €19,800 | €17,700 |
| 1981 | €14,900 to €18,900 | €16,900 |
| 1980 | €14,900 to €18,900 | €16,900 |
| 1979 | €14,400 to €18,400 | €16,400 |
| 1978 | €14,400 to €18,400 | €16,400 |
| 1977 | €14,400 to €18,400 | €16,400 |
| 1976 | €14,400 to €18,400 | €16,400 |
Does the sum insured on your Saga 27 AC still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Is damage after a grounding covered?
Yes, for the Saga 27 AC too: grounding belongs to full hull cover.
Damage to hull, shaft, rudder and propeller is settled according to the agreed value.
Is anything deducted for age in a repair?
No, not for the Saga 27 AC either: we compensate with no deduction for depreciation.
In the Premium tariff this applies with no age limit,
so also for boats with many seasons behind them.
Other models by this make
Saga 27 AC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
