Salpa Laver 38.5 insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Salpa Laver 38.5: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Salpa
- Type of boat
- motor yacht
- Length overall
- 12.15 m
- Built
- 2000 to 2012
Length from our boat catalogue for the 2000–2012 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,581 a year
or €144 a month if paid monthly
Liability and hull · boat value €117,000 (market value) · built 2006 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,072 a month
Purchase price €117,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Salpa Laver 38.5: cover, cost and conditions
How much does the name Salpa Laver 38.5 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Salpa Laver 38.5? It starts from €49 a year. For a Salpa Laver 38.5 at the usual market value of €117,000 the premium is €1,581 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,432, liability for €149. Tariff as of 04.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Salpa Laver 38.5 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Salpa Laver 38.5, number thirty-eight.
What is a used Salpa Laver 38.5 worth?
A used Salpa Laver 38.5 built between 2003 and 2009 in average condition is typically worth
between €94,200 and €145,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €114,000 to €145,100 | €129,500 |
| 2008 | €109,200 to €139,000 | €124,100 |
| 2007 | €105,200 to €133,800 | €119,500 |
| 2006 | €103,000 to €131,100 | €117,000 |
| 2005 | €100,200 to €127,500 | €113,900 |
| 2004 | €97,200 to €123,600 | €110,400 |
| 2003 | €94,200 to €119,900 | €107,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Salpa Laver 38.5;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Salpa Laver 38.5.
Market today
For sale in November 2026
4
Typical asking price, 2006 boat
€128,800
Our value, 2006 boat
€117,000
Asking prices against our value
+10%
In November 2026 we found 4 boats of the Salpa Laver 38.5 for sale.
Typical asking price for a 2006 Salpa Laver 38.5: €128,800.
Our value for a Salpa Laver 38.5 of that year: €117,000.
Asking prices for the Salpa Laver 38.5 are about 10% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Salpa Laver 38.5 we found for sale most recently.
2009
12.01 m, Italy
2008
12.01 m, Italy
2008
12.00 m, Croatia
2005
12.01 m, Italy
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Salpa Laver 38.5?
Yes, the Salpa Laver 38.5 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Salpa Laver 38.5 cost?
It starts from €49 a year.
For a Salpa Laver 38.5 at the usual market value of €117,000 the premium is €1,581 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €1,432, liability for €149.
Tariff as of 04.11.2026, your own boat may differ.
What your Salpa Laver 38.5 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Salpa Laver 38.5 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Salpa Laver 38.5,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Salpa Laver 38.5
free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Salpa Laver 38.5 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
