Sea Ray 180 insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Sea Ray 180: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Sea Ray
- Type of boat
- motorboat
- Length overall
- 5.69 m
- Built
- 1986 to 1998
Length from our boat catalogue for the 1986–1998 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€390 a year
or €35 a month if paid monthly
Liability and hull · boat value €12,000 (market value) · built 1994 · 110 hp assumed · inland waters
Finance, example
€110 a month
Purchase price €12,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Sea Ray 180: cover, cost and conditions
How much does the name Sea Ray 180 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Sea Ray 180? It starts from €49 a year. For a Sea Ray 180 at the usual market value of €12,000 the premium is €390 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €281, liability for €109. Tariff as of 31.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Sea Ray 180 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Sea Ray 180, number one hundred eighty.
What is a used Sea Ray 180 worth?
A used Sea Ray 180 built between 1989 and 1995 in average condition is typically worth between
€10,200 and €13,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1995 | €10,900 to €13,900 | €12,400 |
| 1994 | €10,600 to €13,400 | €12,000 |
| 1993 | €10,400 to €13,200 | €11,800 |
| 1992 | €10,600 to €13,400 | €12,000 |
| 1991 | €10,600 to €13,400 | €12,000 |
| 1990 | €10,200 to €13,000 | €11,600 |
| 1989 | €10,300 to €13,100 | €11,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Sea Ray 180;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
3
Typical asking price, 1992 boat
€12,500
Our value, 1992 boat
€12,000
Asking prices against our value
+4%
In October 2026 we found 3 boats of the Sea Ray 180 for sale.
Typical asking price for a 1992 Sea Ray 180: €12,500.
Our value for a Sea Ray 180 of that year: €12,000.
Asking prices for the Sea Ray 180 are about 4% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Sea Ray 180 we found for sale most recently.
1995
Germany
1994
Portugal
1990
5.49 m, Sweden
1989
Denmark
1989
5.50 m, Denmark
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sea Ray 180?
Yes, the Sea Ray 180 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Sea Ray 180 cost?
It starts from €49 a year.
For a Sea Ray 180 at the usual market value of €12,000 the premium is €390 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €281, liability for €109.
Tariff as of 31.10.2026, your own boat may differ.
What your Sea Ray 180 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Sea Ray 180 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Sea Ray 180,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Sea Ray 180 free
of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Sea Ray 180 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
