Sea Ray SDX 250 insurance: calculate your premium
Model page, insured as a motorboat
The Sea Ray SDX 250 is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Sea Ray
- Type of boat
- motorboat
- Length overall
- 7.67 m
- Built
- since 2015
Length from our boat catalogue for the 2015–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,069 a year
or €97 a month if paid monthly
Liability and hull · boat value €113,000 (market value) · built 2021 · 110 hp assumed · inland waters
Finance, example
€1,035 a month
Purchase price €113,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Sea Ray SDX 250: cover, cost and conditions
The Sea Ray SDX 250 is the smaller of the two SDX models from the 2026 line-up, fitted with a sterndrive according to the builder.
With a sterndrive, much of the value sits below the waterline, and grounding is among the most frequent hull claims. Include the drive of the SDX 250 in the sum insured.
What is a used Sea Ray SDX 250 worth?
A used Sea Ray SDX 250 built between 2018 and 2026 in average condition is typically worth between
€76,600 and €197,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2026 | €154,900 to €197,200 | €176,000 |
| 2024 | €98,400 to €125,200 | €111,800 |
| 2023 | €115,800 to €147,400 | €131,600 |
| 2022 | €112,900 to €143,700 | €128,300 |
| 2021 | €99,600 to €126,800 | €113,200 |
| 2020 | €89,700 to €114,200 | €102,000 |
| 2019 | €85,500 to €108,800 | €97,200 |
| 2018 | €76,600 to €97,500 | €87,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Sea Ray SDX 250;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 8% off the value of a Sea Ray SDX 250.
Market today
For sale in October 2026
5
Typical asking price, 2021 boat
€124,700
Our value, 2021 boat
€113,200
Asking prices against our value
+10%
In October 2026 we found 5 boats of the Sea Ray SDX 250 for sale.
Typical asking price for a 2021 Sea Ray SDX 250: €124,700.
Our value for a Sea Ray SDX 250 of that year: €113,200.
Asking prices for the Sea Ray SDX 250 are about 10% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 10 boats of the Sea Ray SDX 250 we found for sale most recently.
2026
7.67 m, Germany
2026
international
2026
international
2024
7.63 m, international
2024
7.67 m, international
2023
international
2023
7.67 m, international
2022
7.67 m, international
2027
international
year newer than our values
€133,070
Listing on scanboat.com ↗2025
international
year newer than our values
€133,430
Listing on scanboat.com ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sea Ray SDX 250?
Yes.
Whether we insure the Sea Ray SDX 250 depends not on make or model but on type of boat, year,
value, engine output and cruising area.
What does cover for a Sea Ray SDX 250 cost?
For the Sea Ray SDX 250 the premium starts from €49 a year.
For a Sea Ray SDX 250 at the usual market value of €113,000 the premium is €1,069 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €1,000,
paid annually.
Hull cover accounts for €960, liability for €109.
Tariff as of 19.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Sea Ray SDX 250, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Sea Ray SDX 250 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Sea Ray SDX 250 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Sea Ray SDX 250 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
