Sea Ray SLX 400 insurance: calculate your premium
Model page, insured as a motorboat
The Sea Ray SLX 400 (four hundred) is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Sea Ray
- Type of boat
- motorboat
- Length overall
- 12.03 m
- Built
- since 2014
Length from our boat catalogue for the 2014–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,144 a year
or €196 a month if paid monthly
Liability and hull · boat value €300,000 (market value) · built 2020 · 110 hp assumed · inland waters
Finance, example
€2,749 a month
Purchase price €300,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Sea Ray SLX 400: cover, cost and conditions
The Sea Ray SLX 400 is the largest of the five SLX models from the 2026 line-up, with a sterndrive according to the builder.
With an agreed value, the figure in the policy stands after a total loss, with no deduction for age; on a boat of this size that weighs most.
What is a used Sea Ray SLX 400 worth?
A used Sea Ray SLX 400 built between 2017 and 2024 in average condition is typically worth between
€197,100 and €924,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €726,000 to €924,000 | €824,900 |
| 2021 | €301,600 to €383,900 | €342,700 |
| 2020 | €271,500 to €345,500 | €308,500 |
| 2019 | €256,200 to €326,100 | €291,100 |
| 2018 | €227,500 to €289,500 | €258,500 |
| 2017 | €197,100 to €250,800 | €223,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Sea Ray SLX 400;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 17% off the value of a Sea Ray SLX 400.
Market today
For sale in October 2026
3
Typical asking price, 2019 boat
€615,800
Our value, 2019 boat
€291,100
Asking prices against our value
+112%
In October 2026 we found 3 boats of the Sea Ray SLX 400 for sale.
Typical asking price for a 2019 Sea Ray SLX 400: €615,800.
Our value for a Sea Ray SLX 400 of that year: €291,100.
Asking prices for the Sea Ray SLX 400 are about 112% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Sea Ray SLX 400 we found for sale most recently.
2024
12.12 m, international
2024
12.04 m, international
2021
12.04 m, international
2021
12.04 m, international
2020
12.04 m, Switzerland
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sea Ray SLX 400?
Yes.
Whether we insure the Sea Ray SLX 400 (four hundred) depends not on make or model but on type of
boat, year, value, engine output and cruising area.
What does cover for a Sea Ray SLX 400 cost?
For the Sea Ray SLX 400 (four hundred) the premium starts from €49 a year.
For a Sea Ray SLX 400 at the usual market value of €300,000 the premium is €2,144 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €2,500,
paid annually.
Hull cover accounts for €2,035, liability for €109.
Tariff as of 19.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Sea Ray SLX 400 (four hundred),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Sea Ray SLX 400 (four hundred) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Sea Ray SLX 400 (four hundred) is cancelled by our switching service at
no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Sea Ray SLX 400 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
