Sea Ray SPX 230 insurance: calculate your premium
Model page, insured as a motorboat
For us the Sea Ray SPX 230 is a motorboat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Sea Ray
- Type of boat
- motorboat
- Length overall
- 7.04 m
- Built
- since 2014
Length from our boat catalogue for the 2014–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€773 a year
or €70 a month if paid monthly
Liability and hull · boat value €56,000 (market value) · built 2021 · 110 hp assumed · inland waters
Finance, example
€513 a month
Purchase price €56,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Sea Ray SPX 230: cover, cost and conditions
The premium for the Sea Ray SPX 230 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Sea Ray SPX 230 starts from €49 a year. For a Sea Ray SPX 230 at the usual market value of €56,000 the premium is €773 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €664, liability for €109. Tariff as of 19.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Sea Ray SPX 230 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Sea Ray SPX 230, number two hundred thirty.
What is a used Sea Ray SPX 230 worth?
A used Sea Ray SPX 230 built between 2017 and 2024 in average condition is typically worth between
€38,100 and €101,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €80,000 to €101,800 | €90,900 |
| 2023 | €59,400 to €75,600 | €67,500 |
| 2022 | €57,200 to €72,800 | €65,000 |
| 2021 | €51,600 to €65,600 | €58,600 |
| 2020 | €47,000 to €59,800 | €53,400 |
| 2019 | €44,700 to €56,800 | €50,800 |
| 2018 | €41,400 to €52,700 | €47,000 |
| 2017 | €38,100 to €48,500 | €43,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Sea Ray SPX 230;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 10% off the value of a Sea Ray SPX 230.
Market today
For sale in October 2026
8
Typical asking price, 2021 boat
€62,900
Our value, 2021 boat
€58,600
Asking prices against our value
+7%
In October 2026 we found 8 boats of the Sea Ray SPX 230 for sale.
Typical asking price for a 2021 Sea Ray SPX 230: €62,900.
Our value for a Sea Ray SPX 230 of that year: €58,600.
Asking prices for the Sea Ray SPX 230 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 10 boats of the Sea Ray SPX 230 we found for sale most recently.
2024
7.01 m, international
2024
7.16 m, Switzerland
2023
7.00 m, Austria
2023
Germany
2023
7.15 m, international
2022
7.16 m, international
2021
7.01 m, United Kingdom
2017
7.12 m, international
2027
international
year newer than our values
€97,960
Listing on scanboat.com ↗2025
7.12 m, Switzerland
year newer than our values
€105,152
Listing on boat24.ch ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sea Ray SPX 230?
Yes.
We accept a Sea Ray SPX 230 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Sea Ray SPX 230 cost?
Cover for the Sea Ray SPX 230 starts from €49 a year.
For a Sea Ray SPX 230 at the usual market value of €56,000 the premium is €773 a year:
liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €500, paid annually.
Hull cover accounts for €664, liability for €109.
Tariff as of 19.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Sea Ray SPX 230 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Sea Ray SPX 230 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Sea Ray SPX 230 through the switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Sea Ray SPX 230 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
