Sunbird 174 SPL insurance: calculate your premium
Model page, insured as a motorboat
We insure the Sunbird 174 SPL as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Sunbird 174 SPL: cover, cost and conditions
Under the Sunbird brand the 174 SPL is recorded as a motorboat in our portfolio, four further models stand alongside it. Where the boat is sailed is among the first details we need for the contract. Because the waters help determine how the boat is rated.
Inland waters, the coast or a more widely drawn area lead to different ratings. Besides the cruising range, type of boat, value, year of construction and engine output count. The model name has no influence, calculation is always based on the boat itself.
Third-party liability with a limit of indemnity of 10 to 50 million euros is the basis, supplemented by limited hull cover or full hull cover. The latter works with an agreed value and pays compensation with no deduction for depreciation, in the Premium tariff without any age limit. Limited hull cover covers fire, storm, lightning strike and damage in winter storage.
What is a used Sunbird 174 SPL worth?
A used Sunbird 174 SPL built between 1989 and 1992 in average condition is typically worth between
€6,400 and €9,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1992 | €7,300 to €9,300 | €8,300 |
| 1991 | €7,300 to €9,300 | €8,300 |
| 1990 | €6,800 to €8,600 | €7,700 |
| 1989 | €6,400 to €8,200 | €7,300 |
Does the sum insured on your Sunbird 174 SPL still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
What details do we need for a quotation?
For the Sunbird 174 SPL: Type of boat, value, year of construction,
engine output and cruising range.
Nothing more is needed for the rating, brand and model name are left out.
Are club regattas included?
For the Sunbird 174 SPL: From Basis-Plus onwards, yes.
Races with scoring status are to be stated when cover is taken out,
so that they are taken into account in the contract.
Other models by this make
Sunbird 174 SPL insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
