Sunbird Cuddy 188 insurance: calculate your premium
Model page, insured as a motorboat
We insure the Sunbird Cuddy 188 as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Sunbird Cuddy 188: cover, cost and conditions
The Sunbird Cuddy 188 also appears in documents as Cuddy 188 CC. The motor boat is insured in our portfolio, and four further Sunbird models appear alongside it in the overview. Anyone taking over one of these boats second hand first asks about the value that is to be stated in the policy.
With a second-hand boat, the agreed value determines what is paid in the event of a claim. We set the agreed value when cover is taken out and pay compensation with no deduction for depreciation, in the Premium tariff with no age limit. Equipment and electronics belong in the schedule.
The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and cover also applies during craning, during launching, on the transport route and in winter storage. You can add it to the hull cover for a premium. The basis remains third-party liability with a limit of indemnity of 10 to 50 million euros. Up to a sum insured of 2.5 million euros cover can be taken out online.
Also recorded as
In papers the Sunbird Cuddy 188 also goes by these names; none changes the premium.
What is a used Sunbird Cuddy 188 worth?
A used Sunbird Cuddy 188 built between 1988 and 1990 in average condition is typically worth
between €8,700 and €11,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1990 | €9,100 to €11,700 | €10,400 |
| 1989 | €8,700 to €11,100 | €9,900 |
| 1988 | €8,800 to €11,200 | €10,000 |
Does the sum insured on your Sunbird Cuddy 188 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
What role does the replacement value play when buying second hand?
For the Sunbird Cuddy 188: It is the basis of the agreed value.
That sum is stated in the policy and is paid in the event of a claim with no deduction for
depreciation.
How do I report the second designation Cuddy 188 CC?
For the Sunbird Cuddy 188: Give it as well when taking out cover and we will record both spellings
in the policy.
That way policy and papers match,
and identification of the boat remains unambiguous in the event of a claim.
Other models by this make
Sunbird Cuddy 188 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
