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Sunseeker Portofino 400 insurance: calculate your premium
Model page, insured as a motor yacht
For us the Sunseeker Portofino 400 is a motor yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Sunseeker
- Type of boat
- motor yacht
- Length overall
- 12.20 m
- Built
- 1991 to 2001
Length from our boat catalogue for the 1991–2001 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,308 a year
or €119 a month if paid monthly
Liability and hull · boat value €64,000 (market value) · built 1995 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€586 a month
Purchase price €64,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Sunseeker Portofino 400: cover, cost and conditions
The premium for the Sunseeker Portofino 400 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Sunseeker Portofino 400 starts from €49 a year. For a Sunseeker Portofino 400 at the usual market value of €64,000 the premium is €1,308 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €1,159, liability for €149. Tariff as of 02.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Sunseeker Portofino 400 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Sunseeker Portofino 400, number four hundred.
What is a used Sunseeker Portofino 400 worth?
A used Sunseeker Portofino 400 built between 1994 and 1998 in average condition is typically worth
between €52,000 and €88,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1998 | €69,400 to €88,300 | €78,800 |
| 1997 | €60,700 to €77,300 | €69,000 |
| 1996 | €52,600 to €67,000 | €59,800 |
| 1995 | €56,600 to €72,000 | €64,300 |
| 1994 | €52,000 to €66,200 | €59,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Sunseeker Portofino 400;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 7% off the value of a Sunseeker Portofino 400.
Market today
For sale in November 2026
4
Typical asking price, 1996 boat
€65,500
Our value, 1996 boat
€59,800
Asking prices against our value
+10%
In November 2026 we found 4 boats of the Sunseeker Portofino 400 for sale.
Typical asking price for a 1996 Sunseeker Portofino 400: €65,500.
Our value for a Sunseeker Portofino 400 of that year: €59,800.
Asking prices for the Sunseeker Portofino 400 are about 10% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Sunseeker Portofino 400 we found for sale most recently.
1997
Germany
1996
12.05 m, Spain
1995
12.19 m, United Kingdom
1995
United Kingdom
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sunseeker Portofino 400?
Yes.
We accept a Sunseeker Portofino 400 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Sunseeker Portofino 400 cost?
Cover for the Sunseeker Portofino 400 starts from €49 a year.
For a Sunseeker Portofino 400 at the usual market value of €64,000 the premium is €1,308 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €500, paid annually.
Hull cover accounts for €1,159, liability for €149.
Tariff as of 02.11.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Sunseeker Portofino 400 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Sunseeker Portofino 400 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Sunseeker Portofino 400 through the switching service at
no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Sunseeker Portofino 400 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
