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Sunseeker Portofino 46 insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Sunseeker Portofino 46 (forty-six) as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Sunseeker
- Type of boat
- motor yacht
- Length overall
- 14.76 m
- Built
- 2000 to 2010
Length from our boat catalogue for the 2000–2010 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,673 a year
or €244 a month if paid monthly
Liability and hull · boat value €208,000 (market value) · built 2004 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,906 a month
Purchase price €208,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Sunseeker Portofino 46: cover, cost and conditions
Sunseeker Portofino 46 (forty-six): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Sunseeker Portofino 46 (forty-six) cost? The premium starts from €49 a year. For a Sunseeker Portofino 46 at the usual market value of €208,000 the premium is €2,673 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,524, liability for €149. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Sunseeker Portofino 46 (forty-six) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Sunseeker Portofino 46, number forty-six.
What is a used Sunseeker Portofino 46 worth?
A used Sunseeker Portofino 46 built between 2003 and 2007 in average condition is typically worth
between €175,300 and €244,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2007 | €192,200 to €244,600 | €218,400 |
| 2006 | €187,400 to €238,500 | €213,000 |
| 2005 | €177,900 to €226,300 | €202,100 |
| 2004 | €183,100 to €233,100 | €208,100 |
| 2003 | €175,300 to €223,100 | €199,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Sunseeker Portofino 46;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Sunseeker Portofino 46.
Market today
For sale in November 2026
12
Typical asking price, 2005 boat
€217,000
Our value, 2005 boat
€202,100
Asking prices against our value
+7%
In November 2026 we found 12 boats of the Sunseeker Portofino 46 for sale.
Typical asking price for a 2005 Sunseeker Portofino 46: €217,000.
Our value for a Sunseeker Portofino 46 of that year: €202,100.
Asking prices for the Sunseeker Portofino 46 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 12 boats of the Sunseeker Portofino 46 we found for sale most recently.
2005
14.02 m, Norway
2005
Spain
2005
14.02 m, Norway
2005
14.76 m, Croatia
2005
Croatia
2004
14.63 m, Sweden
2004
Finland
2004
13.62 m, United Kingdom
2004
Sweden
2003
14.76 m, Spain
2003
13.21 m, Italy
2003
Germany
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sunseeker Portofino 46?
Yes.
Neither the make nor the model decides whether the Sunseeker Portofino 46 (forty-six) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Sunseeker Portofino 46 cost?
Cover starts from €49 a year.
For a Sunseeker Portofino 46 at the usual market value of €208,000 the premium is €2,673 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €2,524, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Sunseeker Portofino 46 (forty-six) vary with the papers and the
model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Sunseeker Portofino 46 (forty-six) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Sunseeker Portofino 46 (forty-six) free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Sunseeker Portofino 46 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
