Topcat K4X insurance: calculate your premium
Model page, insured as a catamaran
If you own a Topcat K4X, you insure it with us as a catamaran, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Make
Type of boat
catamaran
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
4.50 m
Manufacturer figures for the Topcat K4X, 2026 model year; your own papers count.
Topcat K4X: cover, cost and conditions
Five figures decide what cover for the Topcat K4X costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Topcat K4X the premium starts from €39 a year for a sailing boat, from €49 for a motorboat; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Topcat K4X it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Topcat K4X, number four.
Frequently asked
Does NAMMERT insure the Topcat K4X?
Yes.
For accepting the Topcat K4X we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Topcat K4X cost?
The premium for the Topcat K4X starts from €39 a year for a sailing boat, from €49 for a motorboat.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Topcat K4X change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Topcat K4X: the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service: we cancel the old contract on your Topcat K4X,
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Topcat K4X insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
