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X-Yachts X4.0 insurance: calculate your premium

Model page, insured as a sailing yacht

The X-Yachts X4.0 is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.

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At a glance

Make

X-Yachts

Type of boat

sailing yacht

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Technical data

Length overall

Manufacturer figures for the X-Yachts X4.0, 2026 model year; your own papers count.

X-Yachts X4.0: cover, cost and conditions

For the X-Yachts X4.0 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.

The premium for a X-Yachts X4.0 starts from €39 a year for a sailing boat, from €49 for a motorboat. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.

Whether bought used, brought in from abroad or ordered new, we write the X-Yachts X4.0 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.

Not to be mixed up with its sisters: this is the X-Yachts X4.0, number four.

Frequently asked

Does NAMMERT insure the X-Yachts X4.0?

Yes.

Whether we insure the X-Yachts X4.0 depends not on make or model but on type of boat, year, value,

engine output and cruising area.

What does cover for a X-Yachts X4.0 cost?

For the X-Yachts X4.0 the premium starts from €39 a year for a sailing boat,

from €49 for a motorboat.

The online calculator shows the exact amount after a few entries,

without you leaving any contact details.

My model is spelled slightly differently, does this page still apply?

Yes.

With the X-Yachts X4.0, spelling and suffixes often differ between model years and papers.

Use the name from your documents; premium and cover follow the technical figures.

On a total loss, do I get the replacement value?

With full cover, yes.

The X-Yachts X4.0 is settled at the agreed value,

in the Premium tariff with no cap and no new-for-old deduction.

Can I switch from my existing insurer?

Yes.

The old contract for your X-Yachts X4.0 is cancelled by our switching service at no cost.

You pay only after it runs out, and the switching discount stays for good.

Other models by this make

X-Yachts X-79 X-Yachts X5.6 X-Yachts X4.9 X-Yachts X4.6 X-Yachts X4.3 X-Yachts Xc 47 X-Yachts XR 41

All models by X-Yachts

Motoryacht in Seitenansicht am Steg

X-Yachts X4.0 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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Four friends laugh and raise a toast in the cockpit of a sailing yacht in harbour in the sunshine

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77