Insuring X-Yachts: cover and premium
sailing boats and sailing yachts · Denmark
X-Yachts builds sailing boats and sailing yachts in Denmark. NAMMERT insures a X-Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Denmark
Class
sailing boats and sailing yachts
Typical sizes
10 to 20 m
Premium from
from €39 a year for liability
Worth knowing
X-Yachts; cover, cost and conditions
X-Yachts of Haderslev builds high-quality sailing yachts with a welded steel keel frame, elaborate in construction and correspondingly valuable. The XP range is designed for racing, the Xc range for cruising. For yachts in this value class the agreed value is the decisive point.
Valuing an X-Yacht by year of construction does not match the market value: these yachts hold their value considerably better than production boats. Have the equipment, electronics and refit status reflected in the agreed value; in the Premium tariff it is unlimited and can be adjusted at any time. With the XP models, racing use should be disclosed.
Questions and answers
Frequent questions
Why is the agreed value particularly important on an X-Yacht?
For X-Yachts: Because these yachts hold their value.
A value scale based on age is regularly well below the true replacement value.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from X-Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a X-Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For X-Yachts: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, X-Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your X-Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by X-Yachts, with value and cover
X-79 / X-95 (classic) is a sailing boat from X-Yachts (Denmark), built from 1979 to 1992,
and today changes hands at between €12,000 and €38,000.
X-102 / X-119 (classic) is a sailing yacht from X-Yachts (Denmark), built from 1983 to 1995,
and today changes hands at between €25,000 and €70,000.
X40 / X43 is a sailing yacht from X-Yachts (Denmark), built since 2016,
and today changes hands at between €320,000 and €690,000.
Also a sailing yacht, built since 2017, €480,000 to €1,400,000.
Xp 44 / Xp 55 is a sailing yacht from X-Yachts (Denmark), built from 2012 to 2022,
and today changes hands at between €290,000 and €850,000.
X-99 (classic) is a sailing yacht from X-Yachts (Denmark), built from 1985 to 2005,
and today changes hands at between €25,000 and €85,000.
IMX / X-99 (classic) is a sailing boat from X-Yachts (Denmark), built from 1985 to 2005,
and today changes hands at between €20,000 and €85,000.
Also a sailing yacht, built from 1995 to 2012, €45,000 to €145,000.
X-34 / X-35 is a sailing yacht from X-Yachts (Denmark), built from 2000 to 2020,
and today changes hands at between €60,000 and €195,000.
Xc 38 / 45 is a sailing yacht from X-Yachts (Denmark), built from 2008 to 2022,
and today changes hands at between €190,000 and €560,000.
Xp 44 / X4⁶ is a sailing yacht from X-Yachts (Denmark), built since 2010,
and today changes hands at between €190,000 and €620,000.
Also a sailing yacht, built since 2015, €320,000 to €625,000.
Also a sailing yacht, built since 2015, €780,000 to €2,200,000.
X4⁰ / X4⁶ (Pure X) is a sailing yacht from X-Yachts (Denmark), built since 2016,
and today changes hands at between €420,000 and €780,000.
Xc 47 Cruiser is a sailing yacht from X-Yachts (Denmark), built since 2018,
and today changes hands at between €680,000 and €980,000.
X56 / X-Yachts X-Range is a sailing yacht from X-Yachts (Denmark), built since 2019,
and today changes hands at between €1,100,000 and €1,800,000.
For the X-79 / X-95 (classic) and X-102 / X-119 (classic) by X-Yachts series there is no list
price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the X40 / X43, X46 / X56, Xp 44 / X4⁶ by X-Yachts and 5 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Xp 44 / Xp 55, X-99 (classic),
IMX / X-99 (classic) by X-Yachts and 3 more series the market value and the replacement cost often
differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the X-79 / X-95 (classic), IMX / X-99 (classic) by X-Yachts series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the X-102 / X-119 (classic), X40 / X43, X46 / X56 by X-Yachts and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
Models by X-Yachts we insure
Each X-Yachts model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
X-Yachts insured in five minutes.
Boat type, year built, length and value of your X-Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
