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Insuring Spirit Yachts: cover and premium
sailing boats and sailing yachts · the United Kingdom
Spirit Yachts builds sailing boats and sailing yachts in the United Kingdom. NAMMERT insures a Spirit Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
sailing boats and sailing yachts
Typical sizes
9 to 16 m
Premium from
from €39 a year for liability
Worth knowing
Spirit Yachts; cover, cost and conditions
Spirit Yachts in Ipswich builds sailing yachts between 13 and 34 metres in wood-epoxy, classically drawn yachts in modern cold-moulded construction, with the ambition of combining the lines of the thirties with today's performance. These are yachts that look like classics and sail like modern boats.
With us wood-epoxy counts as wooden construction: a surcharge from a sum insured of 20,000 €, a valuation report as the basis of the agreed value. The advantage of cold-moulded construction is durability, the epoxy encloses the wood, seam movement and drying damage do not occur. The sensitive point is the coating: damage that reaches into the wood has to be sealed immediately. That is maintenance, not an insurance claim.
Questions and answers
Frequent questions
Is wood-epoxy more durable than traditional wooden construction?
Yes, for Spirit Yachts too: the epoxy encloses the wood,
seam movement and drying damage do not occur.
In insurance terms it nevertheless counts as wooden construction with a surcharge from 20,000 €.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Spirit Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Spirit Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For Spirit Yachts: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Spirit Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Spirit Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Spirit Yachts, with value and cover
Spirit 65 / 72 is a sailing yacht from Spirit Yachts (the United Kingdom), built since 2005,
and today changes hands at between €1,400,000 and €2,600,000.
Also a sailing yacht, built since 2018, €5,500,000 to €9,500,000.
Spirit P40 / DH63 is a motorboat from Spirit Yachts (the United Kingdom), built since 2015,
and today changes hands at between €420,000 and €890,000.
Also a sailing yacht, built since 2005, €700,000 to €1,900,000.
As the Spirit 65 / 72, Spirit 111,
Spirit P40 / DH63 by Spirit Yachts and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Spirit 65 / 72, Spirit 111, Spirit 44 / 52 by Spirit Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the Spirit P40 / DH63 by Spirit Yachts series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Spirit Yachts range in figures
These figures come from the model records we keep for Spirit Yachts: boat type,
build years and length, nothing estimated.
- sailing yacht
- 33 models, since 1992, mostly 11.3 to 34.3 m
- motor yacht
- 6 models, since 2003, 10.4 to 31 m
Which model was built when?
What does a used Spirit Yachts cost?
We hold today’s price ranges by year for 13 models by Spirit Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Spirit 37 | 2012 to 2015 | €81,800 to €133,400 |
| Spirit 44 E | 2020 to 2023 | €201,400 to €286,300 |
| Spirit 46 | 1999 to 2024 | €138,100 to €430,300 |
| Spirit 46 MKII | 2003 to 2009 | €73,400 to €114,300 |
| Spirit 47 CR | 2016 to 2017 | €170,600 to €242,000 |
| Spirit 50 CR | 2018 to 2024 | €290,000 to €597,000 |
| Spirit 52 | 2008 to 2024 | €145,800 to €691,100 |
| Spirit 54 | 2006 to 2009 | €142,500 to €192,800 |
| Spirit 55 CR | 2016 to 2019 | €351,900 to €597,400 |
| Spirit 57 DH | 2012 to 2021 | €392,800 to €790,400 |
| Spirit P 35 | 2006 to 2021 | €59,100 to €227,300 |
| Spirit P 40 | 2008 to 2021 | €92,700 to €323,400 |
| Spirit P 40 Coupe | 2014 to 2018 | €144,300 to €251,000 |
Estimate from our boat records, October 2026.
Not a survey.
Spirit Yachts insured in five minutes.
Boat type, year built, length and value of your Spirit Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
