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XO EXPLR 10 Sport insurance: calculate your premium
Model page, insured as a motorboat
We insure the XO EXPLR 10 Sport as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- XO Boats
- Type of boat
- motorboat
- Length overall
- 9.40 m
- Built
- since 2019
Length from our boat catalogue for the 2019–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,887 a year
or €172 a month if paid monthly
Liability and hull · boat value €211,000 (our value list) · built 2023 · 110 hp assumed · inland waters
Finance, example
€1,933 a month
Purchase price €211,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
XO Boats XO EXPLR 10 Sport: cover, cost and conditions
XO EXPLR 10 Sport: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the XO EXPLR 10 Sport: On a motorboat the drive is the single most valuable part. Damage after grounding or collision is covered under full cover, an engine failure from wear is not. If an outboard sits on the transom it belongs in the policy with make, output and serial number, otherwise a theft claim settles the hull alone.
What does cover for a XO EXPLR 10 Sport cost? The premium starts from €49 a year. For a XO EXPLR 10 Sport at the usual value from our value list of €211,000 the premium is €1,887 a year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,778, liability for €109. Tariff as of 14.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the XO EXPLR 10 Sport with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used XO EXPLR 10 Sport worth?
A used XO EXPLR 10 Sport built between 2022 and 2024 in average condition is typically worth
between €172,200 and €236,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €185,400 to €236,000 | €210,700 |
| 2023 | €185,700 to €236,300 | €211,000 |
| 2022 | €172,200 to €219,200 | €195,700 |
With agreed-value cover, the agreed sum counts after a total loss of your XO EXPLR 10 Sport;
with actual-value cover, the value at the time.
Does your sum still fit?
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the XO EXPLR 10 Sport?
Yes.
Neither the make nor the model decides whether the XO EXPLR 10 Sport is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a XO EXPLR 10 Sport cost?
Cover starts from €49 a year.
For a XO EXPLR 10 Sport at the usual value from our value list of €211,000 the premium is €1,887 a
year: liability and hull in Basis-Plus, inland waters, 110 hp (assumed), hull excess €1,000,
paid annually.
Hull cover accounts for €1,778, liability for €109.
Tariff as of 14.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the XO EXPLR 10 Sport vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the XO EXPLR 10 Sport is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your XO EXPLR 10 Sport free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
XO EXPLR 10 Sport insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
