Insuring Candela
houseboats and electric boats · Sweden
Candela builds houseboats and electric boats in Sweden. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Sweden
Class
houseboats and electric boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Candela; cover, cost and conditions
Candela builds foiling electric boats in Sweden, the C-8 lifts out of the water on hydrofoils while under way and thereby reaches ranges that conventional electric boats cannot achieve. This technology is new, valuable and places demands of its own on the insurance: foils, actuators and the control software are components that do not exist in classic boatbuilding.
For hull insurance the hydrofoils are the exposed part. They project below the hull, are made of carbon and are the first to be hit in a grounding or a collision with floating debris. Damage of that kind is covered under full hull cover; wear and software faults are not. Foil damage on the C-8 is a workshop case at the manufacturer with corresponding costs and downtime, so set the sum insured at the full replacement value.
On a Candela the battery accounts for a considerable share of the value, and charging has to follow the manufacturer's specification. Fire and thermal runaway are covered, including while charging at the berth, provided the charging installation meets that specification. Because the series is young there are few independent workshops, so in a claim expect to be tied to the manufacturer and to face longer downtime than with a combustion boat.
Questions and answers
Frequent questions
Is foil damage on the C-8 covered?
Under full hull cover, yes, in a grounding and a collision. Wear and software faults are not. Expect a repair by the manufacturer and corresponding downtime.
Is a wallbox at the berth a condition?
The charging installation must meet the yard's specification. A fused fixed connection is a condition for cover in a thermal event.
The cover that fits
For the whole class of boat
What matters for houseboats and electric boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
All makes by type of boat
houseboats and electric boats
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Candela, with value and cover
Candela C-7 is an electric boat from Candela (Sweden), built from 2019 to 2024, and today changes hands at between €180,000 and €290,000.
Candela C-8 is an electric boat from Candela (Sweden), built since 2022, and today changes hands at between €290,000 and €420,000.
C-7 / C-8 is a motorboat from Candela (Sweden), built since 2019, and today changes hands at between €220,000 and €420,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On an electric boat the battery is the largest single item. It belongs in the sum insured, otherwise the most expensive part is missing in a total loss.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Candela insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.