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Insuring Cigarette Racing
motorboats and sports boats · the USA
Cigarette Racing builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
10 bis 18 m
Premium from
from €49 a year for liability
Worth knowing
Cigarette Racing; cover, cost and conditions
Fast boats from Florida from 10 to 18 metres are listed in the catalogue here: Top Gun, Marauder and Tirranna, built since 1990, since 2000 and since 2018 and still in the programme today. High speed means a surcharge and specific requirements, which we go through with you before the contract is concluded.
With boats like these the cruising range is recorded precisely, whether inland or coastal. Together with engine power, value, year of construction and type of boat, this produces the premium; the brand plays no part in it. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis.
Because the values in this class are high, the limit matters: you can take out cover online up to a sum insured of 2.5 million euros, above that an individual assessment follows. Full hull cover pays on the basis of the agreed value with no deduction for depreciation (new for old) and covers collision, grounding and vandalism.
Questions and answers
Frequent questions
Why does speed affect the premium?
High speed means a surcharge and specific requirements. Engine power, value, year of construction, type of boat and cruising range are added to that. Which requirements apply in an individual case is something we clarify before the contract is concluded.
What happens above a sum insured of 2.5 million euros?
The online route then ends and we assess the individual case on the basis of the details of the boat, the value, the year of construction, the engine power and the cruising range.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Cigarette Racing, with value and cover
Cigarette 39 / 42 Top Gun is a motorboat from Cigarette Racing (the USA), built since 1990, and today changes hands at between €290,000 and €690,000.
Cigarette 46 / 50 Marauder is a motor yacht from Cigarette Racing (the USA), built since 2000, and today changes hands at between €690,000 and €1,600,000.
Cigarette 515 / 59 Tirranna is a motor yacht from Cigarette Racing (the USA), built since 2018, and today changes hands at between €1,400,000 and €3,200,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Cigarette Racing insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
