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Insuring Kawasaki Jet Ski

jet skis and boards · Japan

Kawasaki Jet Ski builds jet skis and boards in Japan. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

Japan

Class

jet skis and boards

Typical sizes

2,5 bis 3.5 m

Premium from

from about €99 a year

Worth knowing

JS 440 / 550 650 SX 750 SXi / SXi Pro 900 / 1100 ZXi STX 12F / 15F SX-R 800 SX-R 1500 Ultra 250 bis 310

Kawasaki Jet Ski; cover, cost and conditions

Kawasaki coined the term Jet Ski, and the brand is so well known that today it counts as a generic name for personal watercraft. The programme runs from the STX through the Ultra with a supercharged engine to the SX-R as a stand-up craft. With the Ultra range the power output counts, with the SX-R the way it is used.

For Kawasaki too the following applies: private personal liability insurance excludes personal watercraft. Our jet ski third-party liability starts at around 99 euros a year, and the hull insurance comes without any requirement for an immobiliser and without a night clause. For a fitted GPS or Bluetooth tracking device there is a ten per cent discount on the hull insurance; look for a model with an emergency power supply, because experienced offenders search for the device and disconnect it.

With the Ultra models, top speed is often the obstacle. We also underwrite fast craft, including racing cover for training and competition. Trailer and pontoon are covered as well, the trailer at no extra premium. As for the paperwork: registration marks and licences depend on power output and waters, not on the brand.

The two-strokes of the eighties and nineties are strongly represented in our portfolio: the JS 440 and 550, the 650 SX, the 750 SXi and SXi Pro, plus the 900 and 1100 ZXi. These craft cost little but hold their collector value, and a well kept stand-up craft fetches more on the market than a depreciated value calculation produces. Agree the agreed value. Spare parts for the two-strokes come mainly from the second-hand market and from the accessory trade; that makes no difference to the cover, but it does to the repair time after a claim.

Two points shape the claims history on the older models. Engine damage from wear or from a mixture set too lean is not a hull insurance claim, but water ingress after a capsize or foreign objects being drawn in after a collision is. And for transport the following applies: the trailer is covered at no extra premium if its value is stated in the contract, and theft from the trailer is the most frequent total loss on jet skis.

Questions and answers

Frequent questions

Do you insure older stand-up models such as the 750 SXi?

Yes, with no age limit. Value, year of construction, power output and cruising range count for the premium and the cover. With well kept two-strokes the agreed value is worthwhile, because the market value lies above the depreciated value.

Do you also insure very fast models such as the Ultra?

Yes. A high top speed is no reason for us to decline; we also underwrite craft doing more than 100 km/h.

What does a tracker achieve?

A ten per cent discount on the hull insurance. It does not prevent theft, but it increases the risk of the offender being discovered. Choose a device with an emergency power supply and check it regularly.

The cover that fits

jet ski insurance

Tariffs, cover and FAQ for this type of boat in detail.

Third-party liability

The foundation: damage to third parties, worldwide, from about €99 a year.

Hull cover

Partial or full cover at the agreed value.

For the whole class of boat

What matters for jet skis and boards is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.

Insuring jet skis and boards, every brand and every condition

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All makes by type of boat

jet skis and boards

Ohne Zuordnung

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motorboats and sports boats

Acquaviva Airon Marine Altena Alukin Alumacraft AM Yacht AMS Boote AMT Anytec Aquador Aqualine Aquatron Aquaviva Arkos Arvor Askeladden Astromar Atlantic Marine Avila Marine Axopar B1 Yachts Baha Baja Marine Banta Bavaria Bayliner Bayside Beachcraft Beekmann Bella / Flipper Berkut Bertram Bester Boesch Boston Whaler Brema Brunswick Bwc BWC Illmensee BWC Ilmensee CAD Marine Campion Caravelle Cascaruda Celebrity Centurion / Supra Century Chaparral Chris-Craft Cigarette Racing Cobalt Cobia Colombo Coronet Corsiva Coverline Crestliner Crownline DarMar East German designs (other yards) Donzi Draco Drago Dynasty Ebbtide Ecofiber Europe Marine Faeton Faster Fiberline Finnmaster Finval Fiskars Fletcher Formula Boats Fountain Powerboats Four Winns Galia Gar Wood (Klassiker) Glastron Grady-White Grandezza Gugel Hacker-Craft Hardy Hellwig Hille Hinckley Holl. Werftbau Holländischer Werftbau Invader Italmar Jakol K & S Polyboats Kaliske Karel Karnic Bootsbau Killermann Kimple Korad Lamberti Larson Lava Marine Traditional Llaüt Lund Mader Malibu Mare Boote (Germany) Marex Mariah Marinello MasterCraft Maxum Mayland Monterey MTI (Marine Technology) Müggelspree (East Germany) Mystic Powerboats Mystraly Nautique Nimbus Nitro Nor-Tech Nord Star Nordkapp Norisboat Norman Ockelbo Ocqueteau Outerlimits Pedrazzini Picton Pischel Polmarble Polyester Yacht S.C Prins Quicksilver Quicksilver Pilothouse Rajo Ranger Boats Ranieri Regal Reinell Remus Renken Rinker Rio Rocca Ryds Saga Saver Saxdor Scand Scarab Sea Ray Sea Rider Sea Sprite Sea Star / Sunny Sealine Seaswirl Selco Sessa Marine Shetland Silver (Finnland) Skater Powerboats Skibsplast Solarsky / Tysk Solcio Solemar Starcraft Sting Stingray Südplast Sunbird Sunsation Powerboats Suvi Team Boats Thunderbird Tracker Tullio Abbate Uttern Valory Warrior Warsztat Szkutniczy "Banta Waterland Weese Wellcraft Whaly Wiener Wiking Windy XO Boats Yamaha Yamarin Zeepter

sailing boats and sailing yachts

Ada Yacht Aegean Yacht Albin Alden Allures Alubat / Ovni Amel Aphrodite Arcona Baltic Yachts Banan-Jacht Bente Boréal Botín Partners Bowman / Starlight Bruce Roberts (Eigenbau) Burmester (classics) Camper & Nicholsons Carkeek Design Claasen Colin Archer (Nachbau) Comar Yachts Comfortina Concordia Contest Cookson Boats Ddr Dehler Discovery Yachts Django (Marée Haute) Dufour Eick-Boom Rostock Elan Etap Faurby Feeling / Alliaura Fife (Klassiker) Finngulf Freedom Yachts Fricke & Dannhus Friendship Yachts Gade Bootsbau Garcia Grand Soleil Gulet (türkischer Holzbau) Hallberg-Rassy Hans Christian Hanse Hein Bootswerft Herreshoff (Klassiker) Hylas Yachts Italia Yachts J/Boats Jongert JPK Composites Judel/Vrolijk Kelt / Gib’Sea King Marine Classic wooden boats Classic keelboats Koopmans Kraken Yachts Latitude 46 Linnekuhl LM MacGregor Malö Marieholm / Vindö Mat Yachts Matthiesen & Paulsen Maxi Mazury MB Metallbau Melges Michael Schmidt Yachtbau Moody More Boats Mylius Yachts Najad Nauticat Nautor Swan Nordan Nordia Yachts Nordship Oyster Passport Yachts Pendennis Perini Navi Persico Marine Pogo Structures Reichel/Pugh Reinke RM Yachts Robbe & Berking Classics Royal Huisman Rustler Saffier Salona Scanmar Seascape Home-built boats Sirius-Werft Solaris Sommerfeld Southerly Southern Wind Sparkman & Stephens Spirit Yachts Standfast Sunbeam Sweden Yachts Ta Yang (Tayana) Trintella Van de Stadt Victoire Vismara Marine Vitters Waarschip Wauquiez Westerly Westsail Winga Winner Yachts X-Yachts Y Yachts

motor yachts

Abeking & Rasmussen Absolute Admiral (The Italian Sea Group) Amels / Damen Aquanaut Arksen Astondoa Azimut Baglietto Balt Yacht Beneteau Benetti Bering Yachts Bilgin Yachts Birchwood Blohm+Voss Boarncruiser Broom Bruno Abbate Cantiere delle Marche Carver Christensen Circa Marine Codecasa Columbus Yachts Copino Cranchi CRN De Antonio Yachts De Groot De Jong (Braband) Delphia Delta Marine Doerak Doral Drettmann Elling Ernst Riss boatyard Fairline Fassmer Feadship Ferretti Fjord Fleming Frauscher Galeon Gobbi Golden Yachts Grand Banks Greenline Gruno Hakvoort Hammermeister Heesen Hollandia Icon Yachts Ilver ISA Yachts Jachtwerf Kok Jeanneau Kadey-Krogen Linssen Lürssen Magnum Marine Mangusta (Overmarine) Marlow Yachts Monte Carlo Yachts Moonen Neptunus Nidelv Nobiskrug Nordborg Nordhavn Oceanco Otam Palmer Johnson Pedro Pershing Postelwitz boatyard Prestige Princess Puffin / Sturier Ranger Tugs / Cutwater Riva Rodman Rossinavi Rydgeway Marine Sabre / Back Cove Sanlorenzo Sargo Sasga / Menorquín Sealegs Seamaster Selene Silver Yachts Sirena Yachts Solaris Power Steel displacement boats Steeler Succes Sunreef Sunseeker Super Lauwersmeer Tankoa Ten Broeke Tiara Tjeukemeer Trinity Yachts Turquoise Yachts Van der Heijden Veha Viking Yachts Vri-Jon Wally One-off and custom yard builds Westport Weyres / Rhine cruisers

dinghies and small craft

29er / 49er 420er / 470er Ally Anka Aqua Marina Buster Core Kiteboarding Crescent Devoti Duotone / North Eikboom Empacher Eskimo Esquif F-One Fanatic Filippi Finn-Dinghy Grabner Gumotex Indiana Paddle Itiwit Jackson Kayak Dinghies and keel one-designs JP Australia Klepper Laser (ILCA) Lettmann Linder Mad River Marine Mistral Naish Nautiraid Nautiraid Kanadier Nelo nortik Nova Craft Old Town Optimist Orkney Ovington P&H / Valley Perception / Dagger Pioner Pirat Plastex Pouch (East Germany) Prijon Pyranha Rainbow Kayaks Red Paddle Co RS Sailing Sevylor SIC Maui Smartliner Starboard Sunova Swift / Hudson Terhi Topper Vajda VEB Yachtwerft Berlin (East Germany) Waka Kayaks Wenonah Wintech Zegul / Tahe Zet Kayaks Zugvogel

inflatables and RIBs

3D Tender Adventure Allroundmarin Aquamar Aquaparx Arimar Art Sport Avon Awn Ballistic RIBs Bombard Brig BSC (BWA) Capelli Falcon Rib Gemini RIB Grand Highfield Honwave Jago Joker Boat Juskys Juskys Gruppe Lodestar Lomac Maresol Mercury Mission Craft MS Marine Nemaxx Novamarine Novurania Nuova Jolly Okiboats Parker Prowake Qindao Qingdao Honghai Boat Co Ribeye Ring Sacs Schlauchboote aus dem Onlinehandel Scorpion RIBs Selva Marine Suzumar Takacat Talamex Tornado Boats Valiant Vanguard Marine Viamare Zar Formenti Zeppelin Zodiac

houseboats and electric boats

Alfastreet Marine Aquacruiser Bellamer / houseboat builders Bunbo / marina houseboats Candela Duffy / electric boats Febomobil Kormoran Le Boat / Pénichette Locaboat Nautika Nautiner / weekenders Nicols Q-Yachts RAND Boats Rollyboot Sialia Silent Yachts Stauff / sloep builders Torqeedo Torqeedo conversions Vetus Vision Marine X Shore

catamarans and multihulls

Bali Catana Corsair Dart Dragonfly Excess Fountaine Pajot Hobie Cat Lagoon Leopard McConaghy Nacra Nautitech Neel Outremer Privilège Seawind Topcat

boat trailers

Brenderup Harbeck Marlin Neptun Pego Respo Sirena Trailer Tema Thalhäuser Vlemmix

Katamarane & Trimarane

Corsair Farrier Marsaudon Composites Rapido Trimarans

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence is required on almost every water.

Registration

Registration from 3 hp; an official number or boat certificate is required.

Waters

In many places only on designated areas; forbidden on Lake Constance and Bavarian waters.

Equipment

Lifejacket, kill switch with lanyard, helmet when racing; check the kill cord before every run.

Cruising range

Up to 2 nm off the coast is advisable; proof of insurance is compulsory in Croatia, Italy and Spain.

Weather

From Beaufort 4 it gets demanding; wind against current builds a steep, short sea.

General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.

Series by Kawasaki Jet Ski, with value and cover

JS 440 / JS 550 (Stand-up, classic)

JS 440 / JS 550 (Stand-up, classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 1973 to 1996, and today changes hands at between €1,000 and €4,000.

X-2 / X-4 (classic)

X-2 / X-4 (classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 1986 to 2008, and today changes hands at between €1,000 and €6,000.

650 SX (Stand-up, classic)

650 SX (Stand-up, classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 1986 to 1995, and today changes hands at between €1,000 and €4,000.

TS / Jet Mate (classic)

TS / Jet Mate (classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 1989 to 1996, and today changes hands at between €1,000 and €4,000.

750 SX / SXi / SXi Pro

750 SX / SXi / SXi Pro is a jet ski from Kawasaki Jet Ski (Japan), built from 1992 to 2002, and today changes hands at between €1,000 and €5,000.

750 ST / STS / STX

750 ST / STS / STX is a jet ski from Kawasaki Jet Ski (Japan), built from 1993 to 2002, and today changes hands at between €1,000 and €5,000.

900 ZXi / 900 STX

900 ZXi / 900 STX is a jet ski from Kawasaki Jet Ski (Japan), built from 1995 to 2005, and today changes hands at between €1,000 and €5,000.

1100 ZXi / 1100 STX DI

1100 ZXi / 1100 STX DI is a jet ski from Kawasaki Jet Ski (Japan), built from 1996 to 2004, and today changes hands at between €2,000 and €6,000.

1200 STX-R

1200 STX-R is a jet ski from Kawasaki Jet Ski (Japan), built from 2002 to 2005, and today changes hands at between €2,000 and €7,000.

SX-R 800 (Stand-up, Zweitakt)

SX-R 800 (Stand-up, Zweitakt) is a jet ski from Kawasaki Jet Ski (Japan), built from 2003 to 2011, and today changes hands at between €3,000 and €9,000.

STX 12F / STX 15F

STX 12F / STX 15F is a jet ski from Kawasaki Jet Ski (Japan), built from 2003 to 2016, and today changes hands at between €4,000 and €12,000.

Ultra 130 / 150 (classic)

Ultra 130 / 150 (classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 2001 to 2006, and today changes hands at between €3,000 and €8,000.

Ultra 250 X / 260 X / 260 LX

Ultra 250 X / 260 X / 260 LX is a jet ski from Kawasaki Jet Ski (Japan), built from 2007 to 2012, and today changes hands at between €6,000 and €16,000.

Ultra 300 X / 300 LX

Ultra 300 X / 300 LX is a jet ski from Kawasaki Jet Ski (Japan), built from 2011 to 2015, and today changes hands at between €8,000 and €20,000.

Ultra LX (Saugmotor)

Ultra LX (Saugmotor) is a jet ski from Kawasaki Jet Ski (Japan), built from 2007 to 2020, and today changes hands at between €6,000 and €15,000.

SX-R 1500 (Stand-up, Viertakt)

SX-R 1500 (Stand-up, Viertakt) is a jet ski from Kawasaki Jet Ski (Japan), built since 2017, and today changes hands at between €10,000 and €16,000.

Ultra 310 X / 310 LX / 310 R (first generation)

Ultra 310 X / 310 LX / 310 R (first generation) is a jet ski from Kawasaki Jet Ski (Japan), built from 2014 to 2023, and today changes hands at between €12,000 and €26,000.

STX 160 / STX 160X (first generation)

STX 160 / STX 160X (first generation) is a jet ski from Kawasaki Jet Ski (Japan), built from 2020 to 2025, and today changes hands at between €11,000 and €16,000.

STX 160 / STX 160X (neue Plattform ab 2026)

STX 160 / STX 160X (neue Plattform ab 2026) is a jet ski from Kawasaki Jet Ski (Japan), built since 2026, and today changes hands at between €13,000 and €17,000.

Ultra 160 LX / 160 LX-S

Ultra 160 LX / 160 LX-S is a jet ski from Kawasaki Jet Ski (Japan), built since 2025, and today changes hands at between €17,000 and €20,000.

Ultra 310X (neue Generation)

Ultra 310X (neue Generation) is a jet ski from Kawasaki Jet Ski (Japan), built since 2024, and today changes hands at between €19,000 and €22,000.

Ultra 310LX / 310LX-S

Ultra 310LX / 310LX-S is a jet ski from Kawasaki Jet Ski (Japan), built since 2024, and today changes hands at between €20,000 and €24,000.

What this means for the cover

For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.

On a jet ski theft cover and engine output matter. We write them with and without an immobiliser and with no age limit on the craft.

For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.

As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.

All series at a glance