Insuring Grady-White
motorboats and sports boats · the USA
Grady-White builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
4 bis 7 m
Premium from
from €49 a year for liability
Worth knowing
Grady-White; cover, cost and conditions
Grady-White (the USA) belongs to the motorboats and sports boats class. For the insurance the builder is never a reason to decline: what decides is the type of boat, its year, its value, its engine output and the waters you sail, the five figures you enter in the online calculator.
Which cover suits a Grady-White? Liability is the foundation and settles injury, property and financial damage to third parties with €10 m to €50 m. Hull cover protects your own boat: partial cover for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts, the outboard included.
What does insurance for a Grady-White cost? The premium starts from €49 a year for liability and follows value, year built, engine output or sail area, and cruising range. Full cover settles at the agreed value, with no deduction for new-for-old.
Bought used, imported, or ordered straight from the yard: we write Grady-White with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off; the launch and the road transport are then already covered.
Questions and answers
Frequent questions
Does NAMMERT insure boats built by Grady-White?
Yes. The builder does not decide insurability here; type, value, year, output and cruising range do. We also write small series and home-built boats.
What does cover for a Grady-White cost?
Cover starts from €49 a year for liability; the exact premium takes a few minutes in the online calculator.
How high should the liability sum be?
We write €10 m to €50 m. The higher sum costs little more and covers the one case that has no natural ceiling: injury to a person.
On a total loss, do I get the replacement value?
Under full cover, yes; at the agreed value, and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes. Our switching service cancels the old contract free of charge and you keep a permanent switching discount. You pay only once the old contract has run out.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Grady-White, with value and cover
Seafarer / Overnighter (classic) is a motorboat from Grady-White (the USA), built from 1975 to 1998, and today changes hands at between €9,000 and €32,000.
Freedom 235 / 275 is a motorboat from Grady-White (the USA), built since 2010, and today changes hands at between €90,000 and €260,000.
Freedom / Fisherman 216 to 257 is a motorboat from Grady-White (the USA), built since 2000, and today changes hands at between €45,000 and €190,000.
Canyon 306 / 376 is a motor yacht from Grady-White (the USA), built since 2010, and today changes hands at between €190,000 and €690,000.
Grady-White Fisherman 216 / 257 is a fishing boat from Grady-White (the USA), built since 2005, and today changes hands at between €125,000 and €285,000.
Grady-White Canyon 306 / 376 is a fishing boat from Grady-White (the USA), built since 2010, and today changes hands at between €420,000 and €980,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
Grady-White insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
