Insuring Joker Boat
inflatables and RIBs · Italy
Joker Boat builds inflatables and RIBs in Italy. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Italy
Class
inflatables and RIBs
Typical sizes
3 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Joker Boat; cover, cost and conditions
In Italy, Joker Boat builds the Clubman and Coaster model ranges, RIBs between six and nine metres with a deep V hull that are at home as fast day boats in the Mediterranean. With 200 to 400 hp the boats reach double-digit speeds in knots, and speed is what shapes the claims picture here: collisions and groundings at high speed are the expensive cases, not storm damage while moored.
Grounding is covered by our full hull cover, but not by limited hull cover. On a fast RIB in the Mediterranean, where rocks and shallows lie close to the anchorages, that is the decisive difference between the levels. Damage to the drive after a grounding easily runs into a five-figure sum on a 300 hp outboard, more than the hull insurance premium over many years.
The second point is the deductible. On boats that are used often and driven fast, smaller losses occur regularly: propeller damage, scratches to the hull, damaged rubbing strakes. A high deductible lowers the premium but shifts precisely these frequent cases onto you. Reckon with the value of a set of propellers when you choose the level.
Questions and answers
Frequent questions
Is grounding covered?
In full hull cover yes, in limited hull cover no. On a fast RIB in the Mediterranean this is the most important difference between the levels.
Which deductible makes sense?
On RIBs that are used frequently, a low one: damage to propellers and hull occurs regularly and would otherwise fall entirely on you.
The cover that fits
For the whole class of boat
What matters for inflatables and RIBs is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
All makes by type of boat
inflatables and RIBs
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Joker Boat, with value and cover
Clubman 24 is an inflatable with engine from Joker Boat (Italy), built since 2010, and today changes hands at between €60,000 and €190,000.
Barracuda 650 / 800 is an inflatable with engine from Joker Boat (Italy), built since 2010, and today changes hands at between €45,000 and €150,000.
Clubman 22 / 26 is an inflatable with engine from Joker Boat (Italy), built since 2005, and today changes hands at between €35,000 and €130,000.
Clubman 28 / Coaster 650 is an inflatable with engine from Joker Boat (Italy), built since 2010, and today changes hands at between €65,000 and €240,000.
Joker Boat Coaster 470 / 600 / 650 is an inflatable with engine from Joker Boat (Italy), built since 2010, and today changes hands at between €35,000 and €125,000.
Joker Boat Clubman 24 / 28 / 35 is an inflatable with engine from Joker Boat (Italy), built since 2012, and today changes hands at between €145,000 and €420,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On an inflatable the cause decides, not the damage: a tear from impact is covered, porous fabric after years in the sun is not. The outboard belongs in the policy with its serial number.
Joker Boat insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.