Insuring Stingray Boats
motorboats and sports boats · the USA
Stingray builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
Stingray Boats; cover, cost and conditions
Stingray builds bowriders and deck boats between 5.5 and 7.5 metres in South Carolina and is known for the Z-Plane hull, a hull shape with a pronounced stern surface for earlier planing at lower power. Less power means two things for the insurance: a lower third-party liability premium via the kW scale and a lower hull risk, because the energy in a claim rises with speed.
Stingray boats are trailer boats, and with a trailer boat most damage does not happen on the water but during launching and on the road. Both are covered under the hull insurance: transport using suitable means of transport and impact damage during launching and craning. What is not covered is an overloaded trailer. Calculate the permissible gross weight against the actual weight, not against the brochure weight.
Questions and answers
Frequent questions
Is damage during launching and craning covered?
Yes, hauling out and putting in the water, launching and craning are expressly included; it is one of the most frequent claims with trailer boats.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Stingray, with value and cover
Stingray 556 / 220 (classic) is a motorboat from Stingray (the USA), built from 1979 to 1998, and today changes hands at between €3,000 and €12,000.
Stingray 180 / 191 / 195 LX, RX und CX is a motorboat from Stingray (the USA), built from 1995 to 2018, and today changes hands at between €6,000 and €24,000.
Stingray 190 / 200 / 230 CS, CX und SX is a motorboat from Stingray (the USA), built from 1998 to 2020, and today changes hands at between €8,000 and €32,000.
Stingray 225 / 250 CR Cuddy is a motor yacht from Stingray (the USA), built from 2000 to 2016, and today changes hands at between €14,000 and €45,000.
Stingray 537 / 558 / 597 / 599 ZP und ZPX is a motorboat from Stingray (the USA), built from 2005 to 2022, and today changes hands at between €10,000 and €34,000.
Stingray 609 / 658 ZPX is a motorboat from Stingray (the USA), built from 2008 to 2022, and today changes hands at between €16,000 and €42,000.
Stingray 182 SC / 186 CC (Deckboot) is a motorboat from Stingray (the USA), built since 2010, and today changes hands at between €38,000 and €58,000.
Stingray 192 SC / 198 LX is a motorboat from Stingray (the USA), built since 2012, and today changes hands at between €42,000 and €68,000.
Stingray 208 / 211 LR und CX is a motorboat from Stingray (the USA), built since 2010, and today changes hands at between €52,000 and €82,000.
Stingray 231 / 235 LR und CR is a motorboat from Stingray (the USA), built since 2010, and today changes hands at between €68,000 and €108,000.
Stingray 254 / 269 LR und CR is a motor yacht from Stingray (the USA), built since 2008, and today changes hands at between €95,000 and €155,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Stingray insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
