Insuring Rio Yachts
motorboats and sports boats · Italy
Rio builds motorboats and sports boats in Italy. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Italy
Class
motorboats and sports boats
Typical sizes
4 bis 13 m
Premium from
from €49 a year for liability
Worth knowing
Rio Yachts; cover, cost and conditions
Rio has been building motor boats in Brusaporto since 1961, and in Germany they are found above all on the lakes at the foot of the Alps and in the Adriatic. The model designation states the length in centimetres, which makes classification easy: up to 600 they are day boats, from 650 upwards a cabin and overnight accommodation are added. Besides the value, the engine power counts for the premium, and for the same length it ranges from the economical four-cylinder to twice that output.
Anyone who keeps their boat on an Italian or Swiss lake needs the matching cruising range in the policy and, in Italy, proof of third-party liability on board. Our international certificate of insurance meets that requirement; it is held in your customer account and is issued in ten languages. Checks by the Guardia Costiera ask for exactly that.
Older Rio hulls from the eighties are often in good condition but sail with outdated wiring. A cable fire is a frequent hull claim on boats of this age, and it almost always starts at retrofitted consumers without a fuse of their own. A tidy distribution panel with fuses costs little and is the most effective precaution.
Questions and answers
Frequent questions
Do I need a separate cruising range for Lake Garda?
Yes, Italian inland lakes belong expressly in the policy. The extension is straightforward, but it has to be in place before the season, not after the first claim.
Is the German policy enough for a check in Italy?
Yes, together with the international certificate of insurance. It proves third-party liability in the required form and is automatically held in your customer account with us.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Rio, with value and cover
Rio 400 / 450 Top is a motorboat from Rio (Italy), built from 1980 to 2005, and today changes hands at between €3,000 and €14,000.
Rio 500 / 540 Cabin is a motorboat from Rio (Italy), built from 1985 to 2010, and today changes hands at between €6,000 and €24,000.
Rio 550 / 600 Cruiser is a motorboat from Rio (Italy), built from 1990 to 2012, and today changes hands at between €9,000 and €34,000.
Rio 650 Cabin / Open is a motorboat from Rio (Italy), built from 1995 to 2015, and today changes hands at between €14,000 and €48,000.
Rio 750 Day / Sol is a motorboat from Rio (Italy), built from 2000 to 2020, and today changes hands at between €28,000 and €95,000.
Rio 850 Cruiser is a motor yacht from Rio (Italy), built from 2000 to 2020, and today changes hands at between €45,000 and €140,000.
Rio 1300 Cruiser is a motor yacht from Rio (Italy), built since 2005, and today changes hands at between €180,000 and €520,000.
Rio 470 / 570 is a motorboat from Rio (Italy), built from 1985 to 2010, and today changes hands at between €4,000 and €18,000.
Rio 450 Tour / 500 Midi / Onda 500 is a motorboat from Rio (Italy), built from 1990 to 2015, and today changes hands at between €4,000 and €18,000.
Rio Espera 34 / 40 is a motor yacht from Rio (Italy), built since 2010, and today changes hands at between €195,000 and €395,000.
Rio Daytona 34 / 44 is a motor yacht from Rio (Italy), built since 2015, and today changes hands at between €295,000 and €620,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Rio insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
