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Insuring Fountain Powerboats
motorboats and sports boats · the USA
Fountain Powerboats builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
9 bis 14 m
Premium from
from €49 a year for liability
Worth knowing
Fountain Powerboats; cover, cost and conditions
Two model ranges are documented, the Fountain 32 and 38 Lightning from the years 1990 to 2020 and the Fountain 42 and 47 Lightning, which has been built since 1995 and is still built today. The yard from the USA stands for offshore racing boats and sports boats from 9 to 14 metres in length. Fountain hulls are designed for high cruising speed.
Anyone who moves boats like these across borders needs proof that is also understood abroad. We issue the international certificate of insurance automatically in ten languages. The basis remains third-party liability with a limit of indemnity of 10 to 50 million euros in the Basis, Basis-Plus and Premium levels.
Engine power is one of the factors that determine the premium, together with the type of boat, value, year of construction and cruising range. Collision, grounding, vandalism and theft of parts including the outboard are covered by full hull cover.
Questions and answers
Frequent questions
How does a powerful engine affect the contract?
Engine power is one of the premium factors, alongside the type of boat, value, year of construction and cruising range. State the actual power so that the contract holds in the event of a claim.
Does cover also apply at night at sea?
Yes. Collision, grounding and vandalism are covered by full hull cover regardless of the time of day.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Fountain Powerboats, with value and cover
Fountain 32 / 38 Lightning is a motorboat from Fountain Powerboats (the USA), built from 1990 to 2020, and today changes hands at between €60,000 and €220,000.
Fountain 42 / 47 Lightning is a motor yacht from Fountain Powerboats (the USA), built since 1995, and today changes hands at between €190,000 and €520,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Fountain Powerboats insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
