Insuring MasterCraft
motorboats and sports boats · the USA
MasterCraft builds motorboats and sports boats in the USA. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 bis 9 m
Premium from
from €49 a year for liability
Worth knowing
MasterCraft; cover, cost and conditions
MasterCraft (the USA) belongs to the motorboats and sports boats class. For the insurance the builder is never a reason to decline: what decides is the type of boat, its year, its value, its engine output and the waters you sail, the five figures you enter in the online calculator.
Which cover suits a MasterCraft? Liability is the foundation and settles injury, property and financial damage to third parties with €10 m to €50 m. Hull cover protects your own boat: partial cover for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts, the outboard included.
What does insurance for a MasterCraft cost? The premium starts from €49 a year for liability and follows value, year built, engine output or sail area, and cruising range. Full cover settles at the agreed value, with no deduction for new-for-old.
Bought used, imported, or ordered straight from the yard: we write MasterCraft with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off; the launch and the road transport are then already covered.
Questions and answers
Frequent questions
Does NAMMERT insure boats built by MasterCraft?
Yes. The builder does not decide insurability here; type, value, year, output and cruising range do. We also write small series and home-built boats.
What does cover for a MasterCraft cost?
Cover starts from €49 a year for liability; the exact premium takes a few minutes in the online calculator.
How high should the liability sum be?
We write €10 m to €50 m. The higher sum costs little more and covers the one case that has no natural ceiling: injury to a person.
On a total loss, do I get the replacement value?
Under full cover, yes; at the agreed value, and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes. Our switching service cancels the old contract free of charge and you keep a permanent switching discount. You pay only once the old contract has run out.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by MasterCraft, with value and cover
Stars & Stripes / ProStar 190 is a motorboat from MasterCraft (the USA), built from 1985 to 1996, and today changes hands at between €8,000 and €26,000.
XStar / X24 is a motorboat from MasterCraft (the USA), built since 2010, and today changes hands at between €140,000 and €320,000.
ProStar / classic is a motorboat from MasterCraft (the USA), built from 1985 to 2010, and today changes hands at between €12,000 and €65,000.
X / NXT / XT is a motorboat from MasterCraft (the USA), built since 2000, and today changes hands at between €55,000 and €260,000.
X-Serie 22 / 26 is a motorboat from MasterCraft (the USA), built since 2010, and today changes hands at between €80,000 and €260,000.
NXT 20 is a motorboat from MasterCraft (the USA), built since 2015, and today changes hands at between €55,000 and €130,000.
MasterCraft Pro Star 190 / 205 is a motorboat from MasterCraft (the USA), built from 1985 to 2010, and today changes hands at between €8,000 and €30,000.
MasterCraft X 25 / XT 25 is a motorboat from MasterCraft (the USA), built since 2008, and today changes hands at between €55,000 and €145,000.
MasterCraft NXT 20 / 22 / 24 is a motorboat from MasterCraft (the USA), built since 2014, and today changes hands at between €95,000 and €175,000.
MasterCraft XStar / XT 22 / 24 is a motorboat from MasterCraft (the USA), built since 2015, and today changes hands at between €145,000 and €285,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
MasterCraft insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
