Insuring Broom Boats
motor yachts · the United Kingdom
Broom builds motor yachts in the United Kingdom. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
motor yachts
Typical sizes
8 bis 15 m
Premium from
from €49 a year for liability
Worth knowing
Broom Boats; cover, cost and conditions
Broom builds yachts in Norfolk for inland waters and sheltered coastal areas. The boats are semi-planing craft with a deep forward section and a large interior, and the interior is the key point in the valuation: on a well-kept Broom a considerable share of the value lies in the woodwork, the upholstery and the systems, not in the hull. Anyone who insures only the hull value is underinsured.
Inland waters have their own claims statistics. The most frequent cases are not storm or theft but damage while berthing and locking. Both are full hull cover claims. Anyone who passes through locks a great deal should also carry third-party liability with a sufficient limit of indemnity, because in lock operations you hit other people's boats, not only the wall.
With English imports it is worth looking at the electrical system. Older boats are in part designed for 240 volts and British plug formats, shore connections in German harbours are not. A sloppily adapted shore connection is a frequent cause of fire, and while hull insurance does cover fire, it does not spare you the trouble.
Questions and answers
Frequent questions
Is damage while locking insured?
Yes. Damage to your own boat is covered by full hull cover, damage to other people's boats and to the lock installation by the boat third-party liability.
How do I value a Broom correctly?
By replacement value including the interior fit-out, the electronics and any refit. A current survey or a list of the upgrades helps to set the agreed value realistically.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Broom, with value and cover
Broom 30 / 35 (classic) is a motor yacht from Broom (the United Kingdom), built from 1975 to 1995, and today changes hands at between €18,000 and €60,000.
Broom 37 / 41 is a motor yacht from Broom (the United Kingdom), built from 1990 to 2010, and today changes hands at between €55,000 and €175,000.
Broom 425 / 450 is a motor yacht from Broom (the United Kingdom), built from 2000 to 2020, and today changes hands at between €120,000 and €420,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Broom insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
