Insuring Nauticat Yachts
sailing boats and sailing yachts · Finland
Nauticat builds sailing boats and sailing yachts in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
sailing boats and sailing yachts
Typical sizes
9 bis 16 m
Premium from
from €39 a year for liability
Worth knowing
Nauticat Yachts; cover, cost and conditions
In Finland, Nauticat builds motorsailers and deck saloon yachts between 10 and 14 metres, yachts with an enclosed inside helm station, a powerful engine and solid wood joinery, built for sailing in any weather in northern waters. The motorsailer is a category of its own with its own risk profile.
With a motorsailer both means of propulsion count: for sailing yachts the sail area determines the third-party liability premium, and the engine is a block of value within the hull. For the premium you state both correctly. The second point is the inside helm station, which makes year-round use possible, and this makes frost and on-board heating relevant. We cover frost damage where the boat has been properly winterised, which during continuous use means frost protection in operation.
Questions and answers
Frequent questions
How is a motorsailer classified?
For sailing yachts the third-party liability premium follows the sail area. State both correctly, sail area and engine output; the engine is part of the insured value of the boat.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Nauticat, with value and cover
Nauticat 33 / 38 (classic) is a sailing yacht from Nauticat (Finland), built from 1969 to 1995, and today changes hands at between €45,000 and €120,000.
Nauticat 441 / 515 is a sailing yacht from Nauticat (Finland), built since 2005, and today changes hands at between €320,000 and €890,000.
Nauticat 331 / 385 is a sailing yacht from Nauticat (Finland), built since 1995, and today changes hands at between €130,000 and €460,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
Nauticat insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
