Insuring Hero Båt
sailing boats and sailing yachts · several countries
Hero Båt builds sailing boats and sailing yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Hero Båt; cover, cost and conditions
For Hero Båt two sailing yachts are recorded, the Hero 101 with years of build from 1972 onwards and the Hero 114 CS from the years 1983 to 1989. Further ranges are not available. Both ranges are no longer built, so a boat today comes from second or third hand.
The full hull cover from NAMMERT works with an agreed value that is arranged when the policy is taken out. It is the basis of the indemnity, a deduction for depreciation (new for old) does not apply, and in the Premium tariff it applies with no age limit. Insurance is provided regardless of the year of build, the place of purchase and previous owners.
On a sailing yacht the sail area takes the place of the engine output for the premium, in addition there are the type of boat, value, year of build and cruising range. Club races are included from the Basis-Plus tariff. The third-party liability cover remains the basis, with a limit of indemnity of 10 to 50 million euros.
Questions and answers
Frequent questions
How is the value of a sailing yacht that is no longer built determined?
Through the agreed value, which is arranged when the policy is taken out and entered into the contract. In a claim compensation is paid with no deduction for depreciation (new for old), in the Premium tariff with no age limit.
Are club races covered?
Club races are included from the Basis-Plus tariff. For the rating the sail area, type of boat, value, year of build and cruising range count, the make of the yacht by contrast does not.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Hero Båt, build years and cover
Hero 114 CS is a sailing yacht from Hero Båt, built from 1983 to 1989.
Hero 101 is a sailing yacht from Hero Båt, built from 1972 to 1984.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Hero Båt insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
