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Insuring Kumbra Yachts
motor yachts · several countries
Kumbra Yachts builds motor yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Kumbra Yachts; cover, cost and conditions
Every policy begins with the third-party liability: a limit of indemnity of 10 to 50 million euros, selectable in the tariff levels Basis, Basis-Plus and Premium. For the Kumbra 34, a motor yacht built since 2021 and continuing to this day, it is the basis on which limited hull cover and full hull cover build.
Then follows the question of the hull cover scope. The full hull cover covers collision, grounding, vandalism and theft of parts including the outboard, the limited hull cover fire, storm, lightning strike, theft of the entire boat and damage in winter storage. There is no time window in this.
A single documented model range changes nothing about the procedure: the premium is based on type of boat, value, year of construction, engine power and cruising range, never on the brand. Up to a sum insured of 2.5 million euros the conclusion runs online, above that we assess the individual case.
Questions and answers
Frequent questions
Which tariff levels are available for selection?
Basis, Basis-Plus and Premium. They differ in the limit of indemnity of the third-party liability from 10 to 50 million euros, in the inclusion of racing from Basis-Plus onwards and in the waiver of the deduction for depreciation (new for old) with no age limit.
Up to what sum is the online conclusion possible?
Up to a sum insured of 2.5 million euros. If the value is above that, an individual assessment follows. In both cases you receive the international certificate of insurance automatically in ten languages.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Kumbra Yachts, build years and cover
Kumbra 34 is a motor yacht from Kumbra Yachts, built since 2021.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Kumbra Yachts insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
