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Insuring Mikulas Maritime
sailing boats and sailing yachts · several countries
Mikulas Maritime builds sailing boats and sailing yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Mikulas Maritime; cover, cost and conditions
Anyone taking over a used Cafe 27 or Cafe 30 should base the sum on the replacement value. The five ranges Cafe 24, 25, 27, 28 and 30 were built between 1997 and 2012. For this we agree an agreed value which applies in the event of a claim with no deduction for depreciation ("new for old").
Apart from these model ranges, no details about the yard itself are available. That is enough for acceptance: we provide cover regardless of the year of build, the place of purchase and previous owners, and the premium follows from the type of boat, value, year of build, sail area and cruising range, never from the brand.
If a dispute arises after the purchase about promised characteristics, legal expenses cover for water sports applies, which we offer alongside. The boat insurance itself begins with third-party liability with a limit of indemnity of 10 to 50 million euros in the levels Basis, Basis-Plus and Premium.
Questions and answers
Frequent questions
What sum should I use for a used sailing boat?
The replacement value. It is recorded in the contract as an agreed value and is decisive in the event of a claim, with no deduction for depreciation ("new for old") and in the Premium tariff without an age limit.
What are the differences between the three tariff levels?
Basis, Basis-Plus and Premium build on one another. From Basis-Plus upwards club races are included, and in the Premium tariff full hull cover with an agreed value applies without an age limit.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
motorboats and sports boats
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Mikulas Maritime, build years and cover
Cafe 25 is a sailing yacht from Mikulas Maritime, built from 2005 to 2012.
Cafe 28 is a sailing yacht from Mikulas Maritime, built from 2004 to 2012.
Cafe 27 is a sailing yacht from Mikulas Maritime, built from 2001 to 2010.
Cafe 30 is a sailing yacht from Mikulas Maritime, built from 2000 to 2010.
Cafe 24 is a sailing boat from Mikulas Maritime, built from 1997 to 2009.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
On boats this size the condition of rig and fittings decides. A dismasting is covered, worn terminals after years are not.
Mikulas Maritime insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
