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Insuring Vanguard Yachts
motor yachts · several countries
Vanguard Yachts builds motor yachts in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Vanguard Yachts; cover, cost and conditions
The only model range recorded is the motor yacht Tesoro T 40 with build years from 2017 to 2023. At the start of every policy stands third-party liability with a limit of indemnity of 10 to 50 million euros, available in the Basis, Basis-Plus and Premium levels and thus the basis of the entire cover.
It applies when third parties come to harm through the boat, and it remains the basis of the policy at every level. Limited hull cover and full hull cover build on it and deal with the damage to your own boat, from fire and storm through to grounding. The theft of the whole boat belongs to the limited hull cover.
The full hull cover reckons with an agreed value, pays with no deduction for depreciation ("new for old") and covers collision, grounding, vandalism and theft of parts including the outboard.
Questions and answers
Frequent questions
Which levels are available?
Basis, Basis-Plus and Premium. Depending on the level, third-party liability offers a limit of indemnity of 10 to 50 million euros, and in the Premium tariff the full hull cover pays with no age limit.
How is the value of the yacht held?
As an agreed value in the policy. In the event of a total loss we pay out this sum with no deduction for depreciation ("new for old"), in the Premium tariff with no age limit.
The cover that fits
For the whole class of boat
What matters for motor yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Other builders in this class
All makes by type of boat
motor yachts
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Vanguard Yachts, build years and cover
Tesoro T 40 is a motor yacht from Vanguard Yachts, built from 2017 to 2023.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Vanguard Yachts insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
