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Insuring 420er und 470er
dinghies and small craft · several countries
420er / 470er builds dinghies and small craft in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
dinghies and small craft
Typical sizes
4,2 bis 4.7 m
Premium from
from €39 a year for liability
Worth knowing
420er und 470er; cover, cost and conditions
The 420 and the 470 are the two classic two-person racing dinghies, the 420 as a youth and training boat, the 470 as an Olympic class until 2024. Both are one-design classes with strict class rules, and these rules are the point that matters for insurance: what may be altered on the boat is laid down, and the value of a boat depends on its conformity with the class.
For hull insurance this means that a repair cannot be carried out in any way you like. Damage to the hull of a boat that requires a measurement certificate has to be made good so that weight and shape stay within tolerance, otherwise the boat loses its right to start and with it a considerable part of its value. When you report a claim, state that the boat is a class boat; the repair is then handled by a yard that knows the rules.
Racing is the second point, and with these boats it is the normal case. Races are not included in standard hull insurance, and anyone insuring a 420 or a 470 needs the racing extension in practically every case. It then also covers what typically happens during a race: collisions at the mark, rig damage in gusts, damage while capsizing and righting the boat.
Questions and answers
Frequent questions
Does a repair have to comply with the class rules?
With boats that require a measurement certificate, yes. A repair outside the tolerance costs you the right to start, so when you report a claim, state that it is a class boat.
Do I need the racing extension?
With these classes, in practically every case. Without it, damage during a race is not covered, and with a racing boat that is the most likely event.
The cover that fits
For the whole class of boat
What matters for dinghies and small craft is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring dinghies and small craft, every brand and every condition
Other builders in this class
All makes by type of boat
dinghies and small craft
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by 420er / 470er, with value and cover
420er racing is a sailing dinghy from 420er / 470er, built since 1990, and today changes hands at between €5,000 and €16,000.
420er two-handed dinghy is a sailing dinghy from 420er / 470er, built since 1960, and today changes hands at between €3,000 and €12,000.
470er Olympic dinghy is a sailing dinghy from 420er / 470er, built since 1963, and today changes hands at between €8,000 and €25,000.
As the series is still in production, parts are available and repairs are predictable. Still, set the value at replacement cost, including sails, rigging or gear you bought later.
Dinghies are mostly trailed and stored ashore, and that is where most damage happens: rigging, strapping down and winter storage.
420er / 470er insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
