Bavaria 32 Cruiser insurance: calculate your premium
Model page, insured as a sailing yacht
The Bavaria 32 Cruiser is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium, example
€802 a year
Liability and hull, boat value €57,000, North Sea, Baltic and Mediterranean
Bavaria 32 Cruiser: cover, cost and conditions
For the Bavaria 32 Cruiser we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Bavaria 32 Cruiser starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 32 Cruiser at the usual market value of €57,000 the premium is €802 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €713, liability for €89. Tariff as of 17.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Bavaria 32 Cruiser with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Bavaria 32 Cruiser, number thirty-two.
What is a used Bavaria 32 Cruiser worth?
A used Bavaria 32 Cruiser built between 2004 and 2014 in average condition is typically worth
between €44,200 and €73,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2014 | €57,600 to €73,400 | €65,500 |
| 2013 | €55,600 to €70,800 | €63,200 |
| 2012 | €52,900 to €67,300 | €60,100 |
| 2011 | €50,400 to €64,200 | €57,300 |
| 2010 | €51,000 to €64,900 | €57,900 |
| 2009 | €50,500 to €64,300 | €57,400 |
| 2008 | €49,600 to €63,100 | €56,300 |
| 2006 | €45,300 to €57,700 | €51,500 |
| 2005 | €44,300 to €56,400 | €50,300 |
| 2004 | €44,200 to €56,200 | €50,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 32 Cruiser;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Bavaria 32 Cruiser.
Market today
For sale in October 2026
33
Typical asking price, 2010 boat
€63,600
Our value, 2010 boat
€57,900
Asking prices against our value
+10%
In October 2026 we found 33 boats of the Bavaria 32 Cruiser for sale.
Typical asking price for a 2010 Bavaria 32 Cruiser: €63,600.
Our value for a Bavaria 32 Cruiser of that year: €57,900.
Asking prices for the Bavaria 32 Cruiser are about 10% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 30 boats of the Bavaria 32 Cruiser we found for sale most recently.
2013
10.31 m, United Kingdom
2013
10.06 m, Denmark
2012
9.99 m, Croatia
2012
9.99 m, United Kingdom
2012
9.99 m, Netherlands
2012
Germany
2012
9.99 m, Greece
2012
10.06 m, Denmark
2012
10.00 m, Austria
2011
9.99 m, Croatia
2011
Germany
2011
9.99 m, Switzerland
2011
10.06 m, Sweden
2011
Greece
2011
Germany
2011
Sweden
2011
9.99 m, international
2010
9.99 m, United Kingdom
2010
10.06 m, Denmark
2010
Germany
2010
Netherlands
2010
Netherlands
2010
9.99 m, Netherlands
2010
9.99 m, Germany
2010
Germany
2005
10.39 m, Greece
2005
10.36 m, Denmark
2005
10.30 m, Germany
2005
10.36 m, Denmark
2005
10.30 m, Switzerland
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 32 Cruiser?
Yes.
Whether we insure the Bavaria 32 Cruiser depends not on make or model but on type of boat, year,
value, engine output and cruising area.
What does cover for a Bavaria 32 Cruiser cost?
For the Bavaria 32 Cruiser the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Bavaria 32 Cruiser at the usual market value of €57,000 the premium is €802 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €713, liability for €89.
Tariff as of 17.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Bavaria 32 Cruiser, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Bavaria 32 Cruiser is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Bavaria 32 Cruiser is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Bavaria 32 Cruiser insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
