Bavaria 36 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Bavaria 36 is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium, example
€727 a year
Liability and hull, boat value €51,000, North Sea, Baltic and Mediterranean
Bavaria 36: cover, cost and conditions
The premium for the Bavaria 36 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Bavaria 36 starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 36 at the usual market value of €51,000 the premium is €727 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €638, liability for €89. Tariff as of 17.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Bavaria 36 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Bavaria 36, number thirty-six.
What is a used Bavaria 36 worth?
A used Bavaria 36 built between 1985 and 2006 in average condition is typically worth between
€27,000 and €64,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €50,300 to €64,000 | €57,200 |
| 2005 | €48,800 to €62,100 | €55,500 |
| 2004 | €48,500 to €61,700 | €55,100 |
| 2003 | €48,600 to €61,800 | €55,200 |
| 2002 | €47,400 to €60,300 | €53,800 |
| 2001 | €45,500 to €57,900 | €51,700 |
| 2000 | €43,100 to €54,900 | €49,000 |
| 1999 | €45,800 to €58,300 | €52,000 |
| 1998 | €44,700 to €56,900 | €50,800 |
| 1997 | €43,000 to €54,800 | €48,900 |
| 1996 | €38,700 to €49,300 | €44,000 |
| 1994 | €36,400 to €46,400 | €41,400 |
| 1993 | €35,300 to €44,900 | €40,100 |
| 1985 | €27,000 to €34,400 | €30,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 36;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Bavaria 36.
Market today
For sale in October 2026
29
Typical asking price, 2000 boat
€50,200
Our value, 2000 boat
€49,000
Asking prices against our value
+2%
In October 2026 we found 29 boats of the Bavaria 36 for sale.
Typical asking price for a 2000 Bavaria 36: €50,200.
Our value for a Bavaria 36 of that year: €49,000.
Asking prices and value of the Bavaria 36 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 30 boats of the Bavaria 36 we found for sale most recently.
2005
11.40 m, United Kingdom
2005
11.28 m, Denmark
2005
10.97 m, Sweden
2004
10.97 m, Norway
2004
11.40 m, France
2004
10.97 m, Sweden
2004
11.00 m, United Kingdom
2004
Germany
2003
10.96 m, international
2003
11.40 m, Croatia
2003
10.96 m, Germany
2003
11.40 m, Netherlands
2003
11.40 m, United Kingdom
2003
Sweden
2003
11.30 m, United Kingdom
2002
Netherlands
2002
10.97 m, Norway
2002
11.28 m, Norway
2002
10.97 m, Sweden
2002
11.28 m, United Kingdom
2002
Greece
2002
11.28 m, United Kingdom
2002
United Kingdom
2002
11.40 m, Germany
2002
11.40 m, Italy
2002
11.40 m, France
2002
10.96 m, Germany
1999
11.58 m, United Kingdom
1999
11.10 m, Switzerland
1999
11.48 m, Netherlands
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 36?
Yes.
We accept a Bavaria 36 like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Bavaria 36 cost?
Cover for the Bavaria 36 starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Bavaria 36 at the usual market value of €51,000 the premium is €727 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €638, liability for €89.
Tariff as of 17.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Bavaria 36 is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Bavaria 36 is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Bavaria 36 through the switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Bavaria 36 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
