Bavaria 36 Cruiser insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Bavaria 36 Cruiser (thirty-six) as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium, example
€890 a year
or €81 a month if paid monthly
Liability and hull, boat value €64,000 (market value), North Sea, Baltic and Mediterranean
Finance, example
€586 a month
Worked example, not a finance offer: purchase price €64,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
11.40 m
Length from our boat catalogue for the 1999–2009 build years.
Beam and engine are in your papers; what they record is what counts.
Bavaria 36 Cruiser: cover, cost and conditions
Bavaria 36 Cruiser (thirty-six): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Bavaria 36 Cruiser (thirty-six) cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 36 Cruiser at the usual market value of €64,000 the premium is €890 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €801, liability for €89. Tariff as of 18.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Bavaria 36 Cruiser (thirty-six) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Bavaria 36 Cruiser, number thirty-six.
What is a used Bavaria 36 Cruiser worth?
A used Bavaria 36 Cruiser built between 2002 and 2006 in average condition is typically worth
between €55,400 and €72,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €56,700 to €72,200 | €64,500 |
| 2005 | €55,500 to €70,700 | €63,100 |
| 2004 | €56,200 to €71,400 | €63,800 |
| 2003 | €56,200 to €71,500 | €63,800 |
| 2002 | €55,400 to €70,600 | €63,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 36 Cruiser;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
15
Typical asking price, 2004 boat
€59,900
Our value, 2004 boat
€63,800
Asking prices against our value
−6%
In October 2026 we found 15 boats of the Bavaria 36 Cruiser for sale.
Typical asking price for a 2004 Bavaria 36 Cruiser: €59,900.
Our value for a Bavaria 36 Cruiser of that year: €63,800.
The Bavaria 36 Cruiser is offered about 6% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 15 boats of the Bavaria 36 Cruiser we found for sale most recently.
2004
11.40 m, Croatia
2004
10.97 m, United Kingdom
2004
United Kingdom
2004
10.99 m, Greece
2004
Germany
2004
11.28 m, Sweden
2004
Sweden
2003
11.46 m, France
2003
11.40 m, United Kingdom
2003
Belgium
2003
Denmark
2003
11.00 m, Austria
2002
11.40 m, international
2002
Germany
2002
11.40 m, Italy
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 36 Cruiser?
Yes.
Neither the make nor the model decides whether the Bavaria 36 Cruiser (thirty-six) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Bavaria 36 Cruiser cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Bavaria 36 Cruiser at the usual market value of €64,000 the premium is €890 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €801, liability for €89.
Tariff as of 18.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Bavaria 36 Cruiser (thirty-six) vary with the papers and the model
year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Bavaria 36 Cruiser (thirty-six) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Bavaria 36 Cruiser (thirty-six) free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Bavaria 36 Cruiser insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
