Bavaria 38 Sport insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Bavaria 38 Sport (thirty-eight): we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Make
Type of boat
motor yacht
Premium, example
€1,474 a year
or €134 a month if paid monthly
Liability and hull, boat value €130,000 (market value), 225 hp, North Sea, Baltic and Mediterranean
Finance, example
€1,191 a month
Worked example, not a finance offer: purchase price €130,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
11.80 m
Length from our boat catalogue for the 2003–2015 build years.
Beam and engine are in your papers; what they record is what counts.
Bavaria 38 Sport: cover, cost and conditions
How much does the name Bavaria 38 Sport (thirty-eight) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Bavaria 38 Sport (thirty-eight)? It starts from €49 a year. For a Bavaria 38 Sport at the usual market value of €130,000 the premium is €1,474 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000, paid annually. Hull cover accounts for €1,325, liability for €149. Tariff as of 18.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Bavaria 38 Sport (thirty-eight) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Bavaria 38 Sport, number thirty-eight.
What is a used Bavaria 38 Sport worth?
A used Bavaria 38 Sport built between 2006 and 2012 in average condition is typically worth
between €96,200 and €160,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2012 | €126,000 to €160,400 | €143,200 |
| 2011 | €122,600 to €156,000 | €139,300 |
| 2010 | €114,500 to €145,700 | €130,100 |
| 2007 | €98,000 to €124,800 | €111,400 |
| 2006 | €96,200 to €122,400 | €109,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 38 Sport;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Bavaria 38 Sport.
Market today
For sale in October 2026
18
Typical asking price, 2010 boat
€133,000
Our value, 2010 boat
€130,100
Asking prices against our value
+2%
In October 2026 we found 18 boats of the Bavaria 38 Sport for sale.
Typical asking price for a 2010 Bavaria 38 Sport: €133,000.
Our value for a Bavaria 38 Sport of that year: €130,100.
Asking prices and value of the Bavaria 38 Sport are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 22 boats of the Bavaria 38 Sport we found for sale most recently.
2012
11.65 m, Switzerland
2011
11.80 m, Switzerland
2011
12.50 m, Sweden
2011
12.70 m, Germany
2011
Sweden
2011
11.80 m, Germany
2011
12.70 m, Sweden
2010
11.80 m, Germany
2010
11.80 m, Germany
2010
12.00 m, Austria
2010
11.80 m, Spain
2010
11.88 m, Netherlands
2007
11.80 m, France
2006
11.90 m, Italy
2006
11.80 m, Italy
2006
11.35 m, Italy
2006
11.90 m, Italy
2006
11.58 m, United Kingdom
2006
11.35 m, Italy
2013
11.80 m, Italy
year newer than our values
€177,000
Listing on yachtall.com ↗2002
Germany
year newer than our values
2002
Germany
year newer than our values
€119,000
Listing on kleinanzeigen.de ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 38 Sport?
Yes, the Bavaria 38 Sport (thirty-eight) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Bavaria 38 Sport cost?
It starts from €49 a year.
For a Bavaria 38 Sport at the usual market value of €130,000 the premium is €1,474 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000,
paid annually.
Hull cover accounts for €1,325, liability for €149.
Tariff as of 18.10.2026, your own boat may differ.
What your Bavaria 38 Sport (thirty-eight) costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Bavaria 38 Sport (thirty-eight) appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover:
we pay the agreed value for the Bavaria 38 Sport (thirty-eight),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Bavaria 38 Sport
(thirty-eight) free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Bavaria 38 Sport insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
