Bavaria 41 Holiday insurance: calculate your premium
Model page, insured as a sailing yacht
If you own a Bavaria 41 Holiday, you insure it with us as a sailing yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium, example
€857 a year
or €78 a month if paid monthly
Liability and hull, boat value €59,000 (market value), North Sea, Baltic and Mediterranean
Finance, example
€541 a month
Worked example, not a finance offer: purchase price €59,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
12.78 m
Length from our boat catalogue for the 1992–2002 build years.
Beam and engine are in your papers; what they record is what counts.
Bavaria 41 Holiday: cover, cost and conditions
Five figures decide what cover for the Bavaria 41 Holiday costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Bavaria 41 Holiday the premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 41 Holiday at the usual market value of €59,000 the premium is €857 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €738, liability for €119. Tariff as of 18.10.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Bavaria 41 Holiday it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Bavaria 41 Holiday, number forty-one.
What is a used Bavaria 41 Holiday worth?
A used Bavaria 41 Holiday built between 1995 and 1999 in average condition is typically worth
between €47,800 and €71,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1999 | €56,000 to €71,200 | €63,600 |
| 1998 | €47,800 to €60,800 | €54,300 |
| 1997 | €53,000 to €67,400 | €60,200 |
| 1996 | €51,600 to €65,600 | €58,600 |
| 1995 | €52,000 to €66,200 | €59,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 41 Holiday;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Bavaria 41 Holiday.
Market today
For sale in October 2026
4
Typical asking price, 1997 boat
€52,400
Our value, 1997 boat
€60,200
Asking prices against our value
−13%
In October 2026 we found 4 boats of the Bavaria 41 Holiday for sale.
Typical asking price for a 1997 Bavaria 41 Holiday: €52,400.
Our value for a Bavaria 41 Holiday of that year: €60,200.
The Bavaria 41 Holiday is offered about 13% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Bavaria 41 Holiday we found for sale most recently.
1998
12.42 m, United Kingdom
1998
12.84 m, United Kingdom
1998
12.83 m, Greece
1998
12.80 m, France
1996
12.83 m, Croatia
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 41 Holiday?
Yes.
For accepting the Bavaria 41 Holiday we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Bavaria 41 Holiday cost?
The premium for the Bavaria 41 Holiday starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Bavaria 41 Holiday at the usual market value of €59,000 the premium is €857 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €738, liability for €119.
Tariff as of 18.10.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Bavaria 41 Holiday change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Bavaria 41 Holiday:
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Bavaria 41 Holiday,
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Bavaria 41 Holiday insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
