Bavaria 42 insurance: calculate your premium
Model page, insured as a sailing yacht
Year, place of purchase and previous owners do not decide whether we insure the Bavaria 42 (forty-two): we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Make
Type of boat
sailing yacht
Premium, example
€895 a year
or €81 a month if paid monthly
Liability and hull, boat value €62,000 (our value list), North Sea, Baltic and Mediterranean
Finance, example
€568 a month
Worked example, not a finance offer: purchase price €62,000 (our value list), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
12.65 m
Length from our boat catalogue for the 1983–1996 build years.
Beam and engine are in your papers; what they record is what counts.
Bavaria 42: cover, cost and conditions
How much does the name Bavaria 42 (forty-two) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Bavaria 42 (forty-two)? It starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 42 at the usual value from our value list of €62,000 the premium is €895 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €776, liability for €119. Tariff as of 18.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Bavaria 42 (forty-two) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Bavaria 42, number forty-two.
What is a used Bavaria 42 worth?
A used Bavaria 42 built between 1986 and 1993 in average condition is typically worth between
€51,000 and €75,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1993 | €59,200 to €75,400 | €67,300 |
| 1992 | €57,600 to €73,300 | €65,400 |
| 1990 | €55,000 to €70,000 | €62,500 |
| 1989 | €54,400 to €69,200 | €61,800 |
| 1988 | €53,300 to €67,900 | €60,600 |
| 1987 | €51,900 to €66,100 | €59,000 |
| 1986 | €51,000 to €65,000 | €58,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 42;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Bavaria 42.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 42?
Yes, the Bavaria 42 (forty-two) is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Bavaria 42 cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Bavaria 42 at the usual value from our value list of €62,000 the premium is €895 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €776, liability for €119.
Tariff as of 18.10.2026, your own boat may differ.
What your Bavaria 42 (forty-two) costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Bavaria 42 (forty-two) appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Bavaria 42 (forty-two),
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Bavaria 42
(forty-two) free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Bavaria 42 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
