Bavaria 44 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Bavaria 44 (forty-four) is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium, example
€1,172 a year
Liability and hull, boat value €83,000, North Sea, Baltic and Mediterranean
Bavaria 44: cover, cost and conditions
The premium for the Bavaria 44 (forty-four) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Bavaria 44 (forty-four) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 44 at the usual market value of €83,000 the premium is €1,172 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,053, liability for €119. Tariff as of 17.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Bavaria 44 (forty-four) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Bavaria 44, number forty-four.
What is a used Bavaria 44 worth?
A used Bavaria 44 built between 1995 and 2004 in average condition is typically worth between
€69,800 and €97,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2004 | €76,600 to €97,400 | €87,000 |
| 2003 | €76,900 to €97,900 | €87,400 |
| 2002 | €76,100 to €96,900 | €86,500 |
| 2001 | €74,100 to €94,300 | €84,200 |
| 2000 | €70,700 to €90,000 | €80,400 |
| 1999 | €69,900 to €88,900 | €79,400 |
| 1998 | €76,100 to €96,800 | €86,400 |
| 1997 | €69,800 to €88,800 | €79,300 |
| 1996 | €72,200 to €91,900 | €82,100 |
| 1995 | €71,400 to €90,800 | €81,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 44;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
20
Typical asking price, 2000 boat
€75,700
Our value, 2000 boat
€80,400
Asking prices against our value
−6%
In October 2026 we found 20 boats of the Bavaria 44 for sale.
Typical asking price for a 2000 Bavaria 44: €75,700.
Our value for a Bavaria 44 of that year: €80,400.
The Bavaria 44 is offered about 6% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 20 boats of the Bavaria 44 we found for sale most recently.
2004
13.41 m, Sweden
2004
international
2004
13.95 m, Greece
2004
13.95 m, France
2004
13.41 m, Norway
2003
13.60 m, United Kingdom
2003
Netherlands
2003
13.50 m, United Kingdom
2003
13.95 m, Croatia
2002
13.72 m, Sweden
2002
13.95 m, Greece
2002
13.95 m, Croatia
2002
Germany
2002
13.60 m, Italy
2002
13.60 m, Croatia
2002
Germany
2002
Denmark
2002
Netherlands
1995
13.60 m, Germany
1995
Germany
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria 44?
Yes.
We accept a Bavaria 44 (forty-four) like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Bavaria 44 cost?
Cover for the Bavaria 44 (forty-four) starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Bavaria 44 at the usual market value of €83,000 the premium is €1,172 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,053, liability for €119.
Tariff as of 17.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Bavaria 44 (forty-four) is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Bavaria 44 (forty-four) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Bavaria 44 (forty-four) through the switching service at
no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Bavaria 44 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
