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Bavaria 50 Cruiser insurance: calculate your premium

Model page, insured as a sailing yacht

Year, place of purchase and previous owners do not decide whether we insure the Bavaria 50 Cruiser (fifty): we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.

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At a glance

Make

Bavaria

Type of boat

sailing yacht

Premium, example

€1,505 a year

Liability and hull, boat value €103,000, North Sea, Baltic and Mediterranean

Length 15.42 m against a metre scale, to scale. Built 2001 to 2017.

Bavaria 50 Cruiser: cover, cost and conditions

How much does the name Bavaria 50 Cruiser (fifty) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.

What should you budget for the Bavaria 50 Cruiser (fifty)? It starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 50 Cruiser at the usual market value of €103,000 the premium is €1,505 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,306, liability for €199. Tariff as of 17.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.

The Bavaria 50 Cruiser (fifty) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.

Not to be mixed up with its sisters: this is the Bavaria 50 Cruiser, number fifty.

What is a used Bavaria 50 Cruiser worth?

A used Bavaria 50 Cruiser built between 2004 and 2014 in average condition is typically worth

between €83,200 and €144,500 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2014€113,500 to €144,500€129,000
2013€102,400 to €130,300€116,300
2012€108,200 to €137,700€122,900
2011€99,200 to €126,200€112,700
2010€93,000 to €118,400€105,700
2009€90,400 to €115,000€102,700
2008€86,300 to €109,900€98,100
2007€84,800 to €108,000€96,400
2006€87,700 to €111,700€99,700
2005€83,800 to €106,600€95,200
2004€83,200 to €105,800€94,500

With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 50 Cruiser;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 3% off the value of a Bavaria 50 Cruiser.

Market today

For sale in October 2026

26

Typical asking price, 2009 boat

€103,800

Our value, 2009 boat

€102,700

Asking prices against our value

+1%

In October 2026 we found 26 boats of the Bavaria 50 Cruiser for sale.

Typical asking price for a 2009 Bavaria 50 Cruiser: €103,800.

Our value for a Bavaria 50 Cruiser of that year: €102,700.

Asking prices and value of the Bavaria 50 Cruiser are close together.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 26 boats of the Bavaria 50 Cruiser we found for sale most recently.

As of October 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Bavaria 50 Cruiser.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Bavaria 50 Cruiser?

Yes, the Bavaria 50 Cruiser (fifty) is insurable with us.

What decides is not make and model but five figures: type of boat, year, value,

engine output and cruising area.

What does cover for a Bavaria 50 Cruiser cost?

It starts from €39 a year for a sailing boat, from €49 for a motorboat.

For a Bavaria 50 Cruiser at the usual market value of €103,000 the premium is €1,505 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,

hull excess €500, paid annually.

Hull cover accounts for €1,306, liability for €199.

Tariff as of 17.10.2026, your own boat may differ.

What your Bavaria 50 Cruiser (fifty) costs exactly you can work out online in a few minutes,

and you need no contact details to do it.

My model is spelled slightly differently, does this page still apply?

Yes.

The Bavaria 50 Cruiser (fifty) appears in papers and brochures under slightly different names.

Premium and cover go by the technical data, and you enter the name as it stands in your papers.

On a total loss, do I get the replacement value?

Yes, provided you have full cover: we pay the agreed value for the Bavaria 50 Cruiser (fifty),

in Premium without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service handles the cancellation of the existing contract for the Bavaria 50 Cruiser

(fifty) free of charge; you pay from the end date and keep the switching discount for good.

Other models by this make

Bavaria 33 HT Bavaria DC 25 Bavaria 31 Bavaria 707 Bavaria 28 Sport Bavaria 29 Sport Bavaria 30 Plus Bavaria S30 Bavaria 770 Bavaria 34 Sport Bavaria 36-2 Bavaria 27 Sport Bavaria 30 Cruiser Bavaria 300 Sport Bavaria 37 Sport Bavaria 42 Cruiser Bavaria S 40 HT Bavaria Sport 35 HT Bavaria Sport 39 Bavaria SPORTLINE320 Bavaria SR35 Bavaria SR38 Bavaria SR41 Bavaria S45

All models by Bavaria

Large 15 metre cruising yacht with twin wheels moored stern-to in a Mediterranean harbour.

Bavaria 50 Cruiser insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A girl steers a sailing yacht, her father points ahead and her mother smiles in the sunshine

The next generation at the helm

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A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77