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Bavaria 55 Cruiser insurance: calculate your premium

Model page, insured as a sailing yacht

The Bavaria 55 Cruiser (fifty-five) is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.

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At a glance

Make

Bavaria

Type of boat

sailing yacht

Premium, example

€2,436 a year

or €222 a month if paid monthly

Liability and hull, boat value €251,000 (market value), North Sea, Baltic and Mediterranean

Finance, example

€2,300 a month

Worked example, not a finance offer: purchase price €251,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.

Ask about finance

Length 16.75 m against a metre scale, to scale. Built 2006 to 2016.

Technical data

Length overall

16.75 m

Length from our boat catalogue for the 2006–2016 build years.

Beam and engine are in your papers; what they record is what counts.

Bavaria 55 Cruiser: cover, cost and conditions

For the Bavaria 55 Cruiser (fifty-five) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.

The premium for a Bavaria 55 Cruiser (fifty-five) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 55 Cruiser at the usual market value of €251,000 the premium is €2,436 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,237, liability for €199. Tariff as of 18.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.

Whether bought used, brought in from abroad or ordered new, we write the Bavaria 55 Cruiser (fifty-five) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.

Not to be mixed up with its sisters: this is the Bavaria 55 Cruiser, number fifty-five.

What is a used Bavaria 55 Cruiser worth?

A used Bavaria 55 Cruiser built between 2009 and 2013 in average condition is typically worth

between €214,200 and €296,100 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2013€232,700 to €296,100€264,400
2012€223,000 to €283,800€253,400
2011€220,600 to €280,800€250,700
2010€215,500 to €274,300€244,900
2009€214,200 to €272,600€243,400

With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 55 Cruiser;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 2% off the value of a Bavaria 55 Cruiser.

Market today

For sale in October 2026

17

Typical asking price, 2011 boat

€237,900

Our value, 2011 boat

€250,700

Asking prices against our value

−5%

In October 2026 we found 17 boats of the Bavaria 55 Cruiser for sale.

Typical asking price for a 2011 Bavaria 55 Cruiser: €237,900.

Our value for a Bavaria 55 Cruiser of that year: €250,700.

The Bavaria 55 Cruiser is offered about 5% below our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 18 boats of the Bavaria 55 Cruiser we found for sale most recently.

As of October 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Bavaria 55 Cruiser.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Bavaria 55 Cruiser?

Yes.

Whether we insure the Bavaria 55 Cruiser (fifty-five) depends not on make or model but on type of

boat, year, value, engine output and cruising area.

What does cover for a Bavaria 55 Cruiser cost?

For the Bavaria 55 Cruiser (fifty-five) the premium starts from €39 a year for a sailing boat,

from €49 for a motorboat.

For a Bavaria 55 Cruiser at the usual market value of €251,000 the premium is €2,436 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,

hull excess €1,000, paid annually.

Hull cover accounts for €2,237, liability for €199.

Tariff as of 18.10.2026, your own boat may differ.

The online calculator shows the exact amount after a few entries,

without you leaving any contact details.

My model is spelled slightly differently, does this page still apply?

Yes.

With the Bavaria 55 Cruiser (fifty-five),

spelling and suffixes often differ between model years and papers.

Use the name from your documents; premium and cover follow the technical figures.

On a total loss, do I get the replacement value?

With full cover, yes.

The Bavaria 55 Cruiser (fifty-five) is settled at the agreed value,

in the Premium tariff with no cap and no new-for-old deduction.

Can I switch from my existing insurer?

Yes.

The old contract for your Bavaria 55 Cruiser (fifty-five) is cancelled by our switching service at

no cost.

You pay only after it runs out, and the switching discount stays for good.

Other models by this make

Bavaria 33 HT Bavaria DC 25 Bavaria 31 Bavaria 707 Bavaria 28 Sport Bavaria 29 Sport Bavaria 30 Plus Bavaria S30 Bavaria 770 Bavaria 34 Sport Bavaria 36-2 Bavaria 27 Sport Bavaria 30 Cruiser Bavaria 300 Sport Bavaria 37 Sport Bavaria 42 Cruiser Bavaria S 40 HT Bavaria Sport 35 HT Bavaria Sport 39 Bavaria SPORTLINE320 Bavaria SR35 Bavaria SR38 Bavaria SR41 Bavaria S45

All models by Bavaria

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Bavaria 55 Cruiser insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A couple laughs over lunch in the cockpit of a sailing yacht, a town reflected in the water

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77