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Bavaria 56 Cruiser insurance: calculate your premium

Model page, insured as a sailing yacht

Year, place of purchase and previous owners do not decide whether we insure the Bavaria 56 Cruiser (fifty-six): we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.

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At a glance

Make

Bavaria

Type of boat

sailing yacht

Premium, example

€2,515 a year

or €229 a month if paid monthly

Liability and hull, boat value €248,000 (market value), North Sea, Baltic and Mediterranean

Finance, example

€2,272 a month

Worked example, not a finance offer: purchase price €248,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.

Ask about finance

Length 16.75 m against a metre scale, to scale. Built 2010 to 2020.

Technical data

Length overall

16.75 m

Length from our boat catalogue for the 2010–2020 build years.

Beam and engine are in your papers; what they record is what counts.

Bavaria 56 Cruiser: cover, cost and conditions

How much does the name Bavaria 56 Cruiser (fifty-six) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.

What should you budget for the Bavaria 56 Cruiser (fifty-six)? It starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria 56 Cruiser at the usual market value of €248,000 the premium is €2,515 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,316, liability for €199. Tariff as of 18.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.

The Bavaria 56 Cruiser (fifty-six) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.

Not to be mixed up with its sisters: this is the Bavaria 56 Cruiser, number fifty-six.

What is a used Bavaria 56 Cruiser worth?

A used Bavaria 56 Cruiser built between 2013 and 2017 in average condition is typically worth

between €176,500 and €299,700 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2017€235,500 to €299,700€267,600
2016€224,700 to €286,000€255,400
2015€218,000 to €277,500€247,800
2014€176,500 to €224,700€200,600
2013€206,700 to €263,100€234,900

With agreed-value cover, the agreed sum counts after a total loss of your Bavaria 56 Cruiser;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 3% off the value of a Bavaria 56 Cruiser.

Market today

For sale in October 2026

12

Typical asking price, 2015 boat

€208,900

Our value, 2015 boat

€247,800

Asking prices against our value

−16%

In October 2026 we found 12 boats of the Bavaria 56 Cruiser for sale.

Typical asking price for a 2015 Bavaria 56 Cruiser: €208,900.

Our value for a Bavaria 56 Cruiser of that year: €247,800.

The Bavaria 56 Cruiser is offered about 16% below our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 12 boats of the Bavaria 56 Cruiser we found for sale most recently.

As of October 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Bavaria 56 Cruiser.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Bavaria 56 Cruiser?

Yes, the Bavaria 56 Cruiser (fifty-six) is insurable with us.

What decides is not make and model but five figures: type of boat, year, value,

engine output and cruising area.

What does cover for a Bavaria 56 Cruiser cost?

It starts from €39 a year for a sailing boat, from €49 for a motorboat.

For a Bavaria 56 Cruiser at the usual market value of €248,000 the premium is €2,515 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,

hull excess €1,000, paid annually.

Hull cover accounts for €2,316, liability for €199.

Tariff as of 18.10.2026, your own boat may differ.

What your Bavaria 56 Cruiser (fifty-six) costs exactly you can work out online in a few minutes,

and you need no contact details to do it.

My model is spelled slightly differently, does this page still apply?

Yes.

The Bavaria 56 Cruiser (fifty-six) appears in papers and brochures under slightly different names.

Premium and cover go by the technical data, and you enter the name as it stands in your papers.

On a total loss, do I get the replacement value?

Yes, provided you have full cover: we pay the agreed value for the Bavaria 56 Cruiser (fifty-six),

in Premium without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service handles the cancellation of the existing contract for the Bavaria 56 Cruiser

(fifty-six) free of charge; you pay from the end date and keep the switching discount for good.

Other models by this make

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All models by Bavaria

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Bavaria 56 Cruiser insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A woman laughs at the wheel of a sailing yacht, her partner sits in the cockpit, the sunlit sea beyond the stern

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A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77