Bavaria C38 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Bavaria C38 (thirty-eight) as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
Manufacturer figures for the Bavaria C38, 2026 model year; your own papers count.
Bavaria C38: cover, cost and conditions
Bavaria C38 (thirty-eight): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Bavaria C38 (thirty-eight) cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Bavaria C38 (thirty-eight) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Bavaria C38, number thirty-eight.
What is a used Bavaria C38 worth?
A used Bavaria C38 built between 2020 and 2024 in average condition is typically worth between
€151,100 and €223,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €173,200 to €220,400 | €196,800 |
| 2023 | €172,800 to €219,900 | €196,300 |
| 2022 | €175,900 to €223,900 | €199,900 |
| 2021 | €165,100 to €210,100 | €187,600 |
| 2020 | €151,100 to €192,300 | €171,700 |
Does the sum insured on your Bavaria C38 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria C38?
Yes.
Neither the make nor the model decides whether the Bavaria C38 (thirty-eight) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Bavaria C38 cost?
For the Bavaria C38: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Bavaria C38 (thirty-eight) vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Bavaria C38 (thirty-eight) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Bavaria C38 (thirty-eight) free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Bavaria C38 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
