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Bavaria C46 insurance: calculate your premium

Model page, insured as a sailing yacht

Year, place of purchase and previous owners do not decide whether we insure the Bavaria C46 (forty-six): we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.

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At a glance

Make

Bavaria

Type of boat

sailing yacht

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Length 14.5 m against a metre scale, to scale. Built 2020 to 2027.

Technical data

Length overall

Manufacturer figures for the Bavaria C46, 2026 model year; your own papers count.

Bavaria C46: cover, cost and conditions

How much does the name Bavaria C46 (forty-six) matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.

What should you budget for the Bavaria C46 (forty-six)? It starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.

The Bavaria C46 (forty-six) may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.

Not to be mixed up with its sisters: this is the Bavaria C46, number forty-six.

What is a used Bavaria C46 worth?

A used Bavaria C46 built between 2023 and 2024 in average condition is typically worth between

€336,700 and €429,900 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2024€337,800 to €429,900€383,800
2023€336,700 to €428,500€382,600

Does the sum insured on your Bavaria C46 still match what it is worth today?

After a total loss, that number is what counts.

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Bavaria C46?

Yes, the Bavaria C46 (forty-six) is insurable with us.

What decides is not make and model but five figures: type of boat, year, value,

engine output and cruising area.

What does cover for a Bavaria C46 cost?

It starts from €39 a year for a sailing boat, from €49 for a motorboat.

What your Bavaria C46 (forty-six) costs exactly you can work out online in a few minutes,

and you need no contact details to do it.

My model is spelled slightly differently, does this page still apply?

Yes.

The Bavaria C46 (forty-six) appears in papers and brochures under slightly different names.

Premium and cover go by the technical data, and you enter the name as it stands in your papers.

On a total loss, do I get the replacement value?

Yes, provided you have full cover: we pay the agreed value for the Bavaria C46 (forty-six),

in Premium without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service handles the cancellation of the existing contract for the Bavaria C46

(forty-six) free of charge; you pay from the end date and keep the switching discount for good.

Other models by this make

Bavaria 33 HT Bavaria DC 25 Bavaria 31 Bavaria 707 Bavaria 28 Sport Bavaria 29 Sport Bavaria 30 Plus Bavaria S30 Bavaria 770 Bavaria 34 Sport Bavaria 36-2 Bavaria 27 Sport Bavaria 30 Cruiser Bavaria 300 Sport Bavaria 37 Sport Bavaria 42 Cruiser Bavaria S 40 HT Bavaria Sport 35 HT Bavaria Sport 39 Bavaria SPORTLINE320 Bavaria SR35 Bavaria SR38 Bavaria SR41 Bavaria S45

All models by Bavaria

Motoryacht in Seitenansicht am Steg

Bavaria C46 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A couple laughs over lunch in the cockpit of a sailing yacht, a town reflected in the water

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77