Bavaria E 40 Sedan insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Bavaria E 40 Sedan as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
motor yacht
Premium, example
€2,495 a year
or €227 a month if paid monthly
Liability and hull, boat value €232,000 (market value), 225 hp, North Sea, Baltic and Mediterranean
Finance, example
€2,126 a month
Worked example, not a finance offer: purchase price €232,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
12.29 m
Length from our boat catalogue for the 2013–2019 build years.
Beam and engine are in your papers; what they record is what counts.
Bavaria E 40 Sedan: cover, cost and conditions
Bavaria E 40 Sedan: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Bavaria E 40 Sedan: On a motor yacht the drive and the electronics together make up about half the value. Both belong in the sum insured. The most expensive claim is grounding with consequential damage to shaft and gearbox, and that is full cover only.
What does cover for a Bavaria E 40 Sedan cost? The premium starts from €49 a year. For a Bavaria E 40 Sedan at the usual market value of €232,000 the premium is €2,495 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000, paid annually. Hull cover accounts for €2,346, liability for €149. Tariff as of 18.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Bavaria E 40 Sedan with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Bavaria E 40 Sedan worth?
A used Bavaria E 40 Sedan built between 2016 and 2018 in average condition is typically worth
between €190,100 and €282,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2018 | €221,700 to €282,100 | €251,900 |
| 2017 | €204,300 to €259,900 | €232,100 |
| 2016 | €190,100 to €241,900 | €216,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria E 40 Sedan;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
6
Typical asking price, 2017 boat
€242,500
Our value, 2017 boat
€232,100
Asking prices against our value
+4%
In October 2026 we found 6 boats of the Bavaria E 40 Sedan for sale.
Typical asking price for a 2017 Bavaria E 40 Sedan: €242,500.
Our value for a Bavaria E 40 Sedan of that year: €232,100.
Asking prices for the Bavaria E 40 Sedan are about 4% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Bavaria E 40 Sedan we found for sale most recently.
2018
12.00 m, Germany
2017
Netherlands
2017
Netherlands
2017
Netherlands
2016
12.29 m, United Kingdom
2016
United Kingdom
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria E 40 Sedan?
Yes.
Neither the make nor the model decides whether the Bavaria E 40 Sedan is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Bavaria E 40 Sedan cost?
Cover starts from €49 a year.
For a Bavaria E 40 Sedan at the usual market value of €232,000 the premium is €2,495 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000,
paid annually.
Hull cover accounts for €2,346, liability for €149.
Tariff as of 18.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Bavaria E 40 Sedan vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Bavaria E 40 Sedan is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Bavaria E 40 Sedan free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Bavaria E 40 Sedan insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
