Bavaria S 36 HT insurance: calculate your premium
Model page, insured as a motor yacht
The Bavaria S 36 HT (thirty-six) is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
motor yacht
Premium, example
€2,272 a year
or €207 a month if paid monthly
Liability and hull, boat value €210,000 (market value), 225 hp, North Sea, Baltic and Mediterranean
Finance, example
€1,924 a month
Worked example, not a finance offer: purchase price €210,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
10.79 m
Length from our boat catalogue for the 2014–2026 build years.
Beam and engine are in your papers; what they record is what counts.
Bavaria S 36 HT: cover, cost and conditions
For the Bavaria S 36 HT (thirty-six) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Bavaria S 36 HT (thirty-six) starts from €49 a year. For a Bavaria S 36 HT at the usual market value of €210,000 the premium is €2,272 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000, paid annually. Hull cover accounts for €2,123, liability for €149. Tariff as of 18.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Bavaria S 36 HT (thirty-six) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Bavaria S 36 HT, number thirty-six.
What is a used Bavaria S 36 HT worth?
A used Bavaria S 36 HT built between 2017 and 2021 in average condition is typically worth between
€159,700 and €257,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2021 | €189,500 to €241,300 | €215,400 |
| 2019 | €202,100 to €257,200 | €229,600 |
| 2018 | €179,800 to €228,800 | €204,300 |
| 2017 | €159,700 to €203,300 | €181,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria S 36 HT;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Bavaria S 36 HT.
Market today
For sale in October 2026
6
Typical asking price, 2019 boat
€242,900
Our value, 2019 boat
€229,600
Asking prices against our value
+6%
In October 2026 we found 6 boats of the Bavaria S 36 HT for sale.
Typical asking price for a 2019 Bavaria S 36 HT: €242,900.
Our value for a Bavaria S 36 HT of that year: €229,600.
Asking prices for the Bavaria S 36 HT are about 6% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Bavaria S 36 HT we found for sale most recently.
2021
11.58 m, Norway
2018
11.66 m, Croatia
2018
Spain
2017
Spain
2017
10.80 m, Croatia
2020
11.58 m, Norway
year newer than our values
€216,750
Listing on finn.no ↗
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria S 36 HT?
Yes.
Whether we insure the Bavaria S 36 HT (thirty-six) depends not on make or model but on type of
boat, year, value, engine output and cruising area.
What does cover for a Bavaria S 36 HT cost?
For the Bavaria S 36 HT (thirty-six) the premium starts from €49 a year.
For a Bavaria S 36 HT at the usual market value of €210,000 the premium is €2,272 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000,
paid annually.
Hull cover accounts for €2,123, liability for €149.
Tariff as of 18.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Bavaria S 36 HT (thirty-six),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Bavaria S 36 HT (thirty-six) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Bavaria S 36 HT (thirty-six) is cancelled by our switching service at no
cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Bavaria S 36 HT insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
