Bavaria Voyager 45 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Bavaria Voyager 45 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium, example
€2,587 a year
Liability and hull, boat value €277,000, North Sea, Baltic and Mediterranean
Bavaria Voyager 45: cover, cost and conditions
Bavaria Voyager 45: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Bavaria Voyager 45: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Bavaria Voyager 45 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bavaria Voyager 45 at the usual market value of €277,000 the premium is €2,587 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €1,000, paid annually. Hull cover accounts for €2,468, liability for €119. Tariff as of 17.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Bavaria Voyager 45 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Bavaria Voyager 45 worth?
A used Bavaria Voyager 45 built between 2026 and 2026 in average condition is typically worth
between €255,900 and €297,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2026 | €255,900 to €297,400 | €276,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Bavaria Voyager 45;
with actual-value cover, the value at the time.
Does your sum still fit?
Boats for sale now and how we rate them
How we rate the 3 boats of the Bavaria Voyager 45 we found for sale most recently.
2026
14.27 m, Croatia
2026
Germany
2027
Germany
year newer than our values
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bavaria Voyager 45?
Yes.
Neither the make nor the model decides whether the Bavaria Voyager 45 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Bavaria Voyager 45 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Bavaria Voyager 45 at the usual market value of €277,000 the premium is €2,587 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €1,000, paid annually.
Hull cover accounts for €2,468, liability for €119.
Tariff as of 17.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Bavaria Voyager 45 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Bavaria Voyager 45 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Bavaria Voyager 45 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Bavaria Voyager 45 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
