Beneteau 50 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Beneteau 50 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 15.48 m
- Built
- 1991 to 2011
Length from our boat catalogue for the 1991–2011 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,192 a year
or €199 a month if paid monthly
Liability and hull · boat value €131,000 (market value) · built 2004 · North Sea, Baltic and Mediterranean
Finance, example
€1,200 a month
Purchase price €131,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau 50: cover, cost and conditions
Beneteau 50: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Beneteau 50: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Beneteau 50 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau 50 at the usual market value of €131,000 the premium is €2,192 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,993, liability for €199. Tariff as of 20.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Beneteau 50 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Beneteau 50, number fifty.
What is a used Beneteau 50 worth?
A used Beneteau 50 built between 1994 and 2008 in average condition is typically worth between
€90,400 and €162,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2008 | €127,400 to €162,200 | €144,800 |
| 2007 | €124,600 to €158,600 | €141,600 |
| 2006 | €122,200 to €155,600 | €138,900 |
| 2005 | €117,000 to €149,000 | €133,000 |
| 2004 | €115,300 to €146,700 | €131,000 |
| 2003 | €116,500 to €148,300 | €132,400 |
| 2002 | €118,000 to €150,100 | €134,000 |
| 2001 | €108,100 to €137,600 | €122,900 |
| 2000 | €101,300 to €128,900 | €115,100 |
| 1999 | €126,800 to €161,400 | €144,100 |
| 1998 | €101,400 to €129,000 | €115,200 |
| 1997 | €97,900 to €124,600 | €111,200 |
| 1996 | €93,900 to €119,500 | €106,700 |
| 1995 | €91,700 to €116,700 | €104,200 |
| 1994 | €90,400 to €115,000 | €102,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau 50;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Beneteau 50.
Market today
For sale in October 2026
11
Typical asking price, 2001 boat
€125,300
Our value, 2001 boat
€122,900
Asking prices against our value
+2%
In October 2026 we found 11 boats of the Beneteau 50 for sale.
Typical asking price for a 2001 Beneteau 50: €125,300.
Our value for a Beneteau 50 of that year: €122,900.
Asking prices and value of the Beneteau 50 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 11 boats of the Beneteau 50 we found for sale most recently.
2004
14.63 m, United Kingdom
2003
14.63 m, United Kingdom
2003
15.48 m, Spain
2002
15.48 m, Germany
2002
Denmark
2001
international
2001
France
1999
14.90 m, Spain
1997
14.99 m, United Kingdom
1997
14.99 m, United Kingdom
1995
France
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau 50?
Yes.
Neither the make nor the model decides whether the Beneteau 50 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Beneteau 50 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau 50 at the usual market value of €131,000 the premium is €2,192 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 150 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,993, liability for €199.
Tariff as of 20.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Beneteau 50 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Beneteau 50 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Beneteau 50 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Beneteau 50 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
