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Beneteau Cyclades 39.3 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Beneteau Cyclades 39.3 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 11.92 m
- Built
- 2002 to 2013
Length from our boat catalogue for the 2002–2013 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,321 a year
or €120 a month if paid monthly
Liability and hull · boat value €79,000 (market value) · built 2006 · North Sea, Baltic and Mediterranean
Finance, example
€724 a month
Purchase price €79,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Cyclades 39.3: cover, cost and conditions
Beneteau Cyclades 39.3: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Beneteau Cyclades 39.3: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Beneteau Cyclades 39.3 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Cyclades 39.3 at the usual market value of €79,000 the premium is €1,321 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,202, liability for €119. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Beneteau Cyclades 39.3 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Beneteau Cyclades 39.3, number thirty-nine.
What is a used Beneteau Cyclades 39.3 worth?
A used Beneteau Cyclades 39.3 built between 2005 and 2010 in average condition is typically worth
between €67,500 and €95,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2010 | €75,000 to €95,500 | €85,300 |
| 2009 | €72,400 to €92,200 | €82,300 |
| 2008 | €69,900 to €88,900 | €79,400 |
| 2007 | €67,500 to €85,900 | €76,700 |
| 2006 | €69,400 to €88,300 | €78,800 |
| 2005 | €68,000 to €86,600 | €77,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Cyclades 39.3;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Beneteau Cyclades 39.3.
Market today
For sale in October 2026
7
Typical asking price, 2008 boat
€81,800
Our value, 2008 boat
€79,400
Asking prices against our value
+3%
In October 2026 we found 7 boats of the Beneteau Cyclades 39.3 for sale.
Typical asking price for a 2008 Beneteau Cyclades 39.3: €81,800.
Our value for a Beneteau Cyclades 39.3 of that year: €79,400.
Asking prices for the Beneteau Cyclades 39.3 are about 3% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 7 boats of the Beneteau Cyclades 39.3 we found for sale most recently.
2008
11.97 m, Croatia
2008
11.82 m, United Kingdom
2007
11.90 m, Turkey
2007
11.97 m, Italy
2007
11.97 m, Turkey
2007
11.97 m, Italy
2005
11.97 m, United Kingdom
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Cyclades 39.3?
Yes.
Neither the make nor the model decides whether the Beneteau Cyclades 39.3 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Beneteau Cyclades 39.3 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau Cyclades 39.3 at the usual market value of €79,000 the premium is €1,321 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,202, liability for €119.
Tariff as of 21.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Beneteau Cyclades 39.3 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Beneteau Cyclades 39.3 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Beneteau Cyclades 39.3 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Beneteau Cyclades 39.3 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
