Beneteau First 32 insurance: calculate your premium
Model page, insured as a sailing yacht
The Beneteau First 32 (thirty-two) is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 9.60 m
- Built
- 1977 to 2000
Length from our boat catalogue for the 1977–2000 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€601 a year
or €54 a month if paid monthly
Liability and hull · boat value €22,000 (market value) · built 1981 · North Sea, Baltic and Mediterranean
Finance, example
€202 a month
Purchase price €22,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau First 32: cover, cost and conditions
For the Beneteau First 32 (thirty-two) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Beneteau First 32 (thirty-two) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau First 32 at the usual market value of €22,000 the premium is €601 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €250, paid annually. Hull cover accounts for €512, liability for €89. Tariff as of 20.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Beneteau First 32 (thirty-two) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Beneteau First 32, number thirty-two.
What is a used Beneteau First 32 worth?
A used Beneteau First 32 built between 1980 and 1997 in average condition is typically worth
between €16,100 and €36,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1997 | €28,900 to €36,700 | €32,800 |
| 1996 | €28,300 to €36,100 | €32,200 |
| 1995 | €27,500 to €34,900 | €31,200 |
| 1992 | €24,400 to €31,000 | €27,700 |
| 1985 | €18,400 to €23,400 | €20,900 |
| 1984 | €17,900 to €22,800 | €20,400 |
| 1983 | €17,200 to €21,900 | €19,500 |
| 1982 | €16,900 to €21,500 | €19,200 |
| 1981 | €19,800 to €25,200 | €22,500 |
| 1980 | €16,100 to €20,500 | €18,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau First 32;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Beneteau First 32.
Market today
For sale in October 2026
13
Typical asking price, 1985 boat
€23,400
Our value, 1985 boat
€20,900
Asking prices against our value
+12%
In October 2026 we found 13 boats of the Beneteau First 32 for sale.
Typical asking price for a 1985 Beneteau First 32: €23,400.
Our value for a Beneteau First 32 of that year: €20,900.
Asking prices for the Beneteau First 32 are about 12% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 14 boats of the Beneteau First 32 we found for sale most recently.
1992
9.90 m, Netherlands
1983
10.33 m, United Kingdom
1983
10.33 m, France
1982
Germany
1981
9.85 m, Switzerland
1981
10.00 m, Switzerland
1981
10.06 m, United Kingdom
1990
9.90 m, United Kingdom
year newer than our values
€26,500
Listing on apolloduck.com ↗1990
9.90 m, United Kingdom
year newer than our values
€31,005
Listing on apolloduck.com ↗1990
United Kingdom
year newer than our values
€31,220
Listing on scanboat.com ↗1990
9.91 m, United Kingdom
year newer than our values
€31,590
Listing on yachtall.com ↗1990
United Kingdom
year newer than our values
€31,810
Listing on scanboat.com ↗1989
9.91 m, Spain
year newer than our values
€28,000
Listing on yachtall.com ↗1989
9.95 m, France
year newer than our values
€29,000
Listing on yachtall.com ↗
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau First 32?
Yes.
Whether we insure the Beneteau First 32 (thirty-two) depends not on make or model but on type of
boat, year, value, engine output and cruising area.
What does cover for a Beneteau First 32 cost?
For the Beneteau First 32 (thirty-two) the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Beneteau First 32 at the usual market value of €22,000 the premium is €601 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €250, paid annually.
Hull cover accounts for €512, liability for €89.
Tariff as of 20.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Beneteau First 32 (thirty-two),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Beneteau First 32 (thirty-two) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Beneteau First 32 (thirty-two) is cancelled by our switching service at
no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Beneteau First 32 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
