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Beneteau Gran Turismo 45 insurance: calculate your premium

Model page, insured as a motor yacht

We insure the Beneteau Gran Turismo 45 (forty-five) as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make
Beneteau
Type of boat
motor yacht
Length overall
14.78 m
Built
since 2019

Length from our boat catalogue for the 2019–2026 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€4,943 a year

or €452 a month if paid monthly

Liability and hull · boat value €589,000 (market value) · built 2023 · 225 hp assumed · North Sea, Baltic and Mediterranean

Calculate premium

Finance, example

€5,396 a month

Purchase price €589,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 14.78 m against a metre scale, to scale. Built since 2019.

Beneteau Gran Turismo 45: cover, cost and conditions

Beneteau Gran Turismo 45 (forty-five): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

What does cover for a Beneteau Gran Turismo 45 (forty-five) cost? The premium starts from €49 a year. For a Beneteau Gran Turismo 45 at the usual market value of €589,000 the premium is €4,943 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €4,794, liability for €149. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the Beneteau Gran Turismo 45 (forty-five) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

Not to be mixed up with its sisters: this is the Beneteau Gran Turismo 45, number forty-five.

What is a used Beneteau Gran Turismo 45 worth?

A used Beneteau Gran Turismo 45 built between 2023 and 2024 in average condition is typically

worth between €441,800 and €757,800 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2024€595,400 to €757,800€676,600
2023€441,800 to €562,200€502,000

With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Gran Turismo

45; with actual-value cover, the value at the time.

Does your sum still fit?

Market today

For sale in October 2026

9

Typical asking price, 2023 boat

€500,000

Our value, 2023 boat

€502,000

Asking prices against our value

−0%

In October 2026 we found 9 boats of the Beneteau Gran Turismo 45 for sale.

Typical asking price for a 2023 Beneteau Gran Turismo 45: €500,000.

Our value for a Beneteau Gran Turismo 45 of that year: €502,000.

Asking prices and value of the Beneteau Gran Turismo 45 are close together.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 12 boats of the Beneteau Gran Turismo 45 we found for sale most recently.

As of October 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Beneteau Gran Turismo 45.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Beneteau Gran Turismo 45?

Yes.

Neither the make nor the model decides whether the Beneteau Gran Turismo 45 (forty-five) is

insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a Beneteau Gran Turismo 45 cost?

Cover starts from €49 a year.

For a Beneteau Gran Turismo 45 at the usual market value of €589,000 the premium is €4,943 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),

hull excess €2,500, paid annually.

Hull cover accounts for €4,794, liability for €149.

Tariff as of 21.10.2026, your own boat may differ.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the Beneteau Gran Turismo 45 (forty-five) vary with the papers and the

model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the Beneteau Gran Turismo 45 (forty-five) is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your Beneteau Gran Turismo 45 (forty-five) free

of charge, you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

Beneteau Gran Turismo 50 Beneteau Gran Turismo 49 Beneteau Gran Turismo 46 Beneteau Gran Turismo 44 Beneteau Gran Turismo 41 Beneteau Gran Turismo 40 Coupe Beneteau Gran Turismo 38 Beneteau Gran Turismo 35 Beneteau Gran Turismo 34 Beneteau Gran Turismo 40 Open Beneteau Antares 680 Beneteau Antares 5.80 Beneteau Platu 25 Beneteau Antares 7 OB Beneteau First 30E Beneteau Antares 6.20 Beneteau First 345 Beneteau First 60 Beneteau Oceanis 47 Beneteau Oceanis 52 Beneteau Oceanis 30.1 Beneteau Oceanis 34.1 Beneteau Oceanis 37.1 Beneteau Oceanis 40.1

All models by Beneteau

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Beneteau Gran Turismo 45 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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Friends laughing at a laid table on the sunny aft deck of a motor yacht

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Or call us now: +49 3375 29 12 77